The Platinum Card® full review
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Earn Rewards with the Card That Works for You!
The Platinum Card, offered by American Express, is known for its outstanding credit card services in the US market. This card provides numerous benefits for users and rewards for purchases made at various establishments.
Designed for individuals who enjoy exploring the world and seek a secure and reliable credit service, the Platinum Card ensures peace of mind no matter where you are.
By making purchases through American Express Travel or direct airline reservations, you can earn up to 5x points. Hotel reservations also come with additional rewards.
The American Express Platinum Card offers three design options for customers to choose from: Classic Platinum, Platinum X Kehinde Wiley, and Platinum X Julie Merehtu. Regardless of the design chosen, the annual fees remain the same.
The annual fee for the Platinum Card service is $695, and the APR for the Pay Over Time Feature ranges from 18.99% to 25.99% on eligible charges.
As an initial bonus offer, new cardholders can earn 100,000 points after spending $6,000 within the first six months of card usage. These points can be worth up to $1,000 when redeemed through American Express Travel.
Continue reading to learn how you can acquire this ideal service and find a reliable partner card that never disappoints.
How Does the American Express Platinum Card Work?
The American Express Platinum Card offers a range of payment options to suit your routine. With an annual fee of $695, you can choose from three modern designs without affecting the card’s services and values.
What sets the American Express Platinum Card apart from other credit cards is its extensive list of benefits across various areas.
With this card, you can save money and enjoy unique experiences through the points system, which offers rewards ranging from 1x to 5x points.
The Platinum Card is perfect for both domestic and international travel, thanks to its diverse rewards and insurance coverage for hotel reservations, airline tickets, car rentals, and more. It also does not charge any fees for foreign transactions.
You can use the Platinum Card at any establishment, including online, as the reward and scoring system encompasses all types of commerce.
Furthermore, consistent use of the Platinum Card can lead to eligibility for an American Express Gold Card and have a significant positive impact on your credit history.
Benefits of the American Express Platinum Card
Bonus for App Transport Trips
American Express has partnered with the transportation company Uber to offer a $200 annual bonus, which is distributed monthly and can be used for any category of the app, including trips and Uber Eats.
Association with Walmart
By using the Platinum Card to pay for the monthly subscription of Walmart+, you can enjoy free delivery for orders without a minimum value and same-day shipping. As an added benefit, you will receive a $12.95 statement credit (plus additional fees).
Rewards for Streaming
When you use the American Express Platinum Card to pay for streaming subscriptions, you can receive up to $20 back each month. Some of the included services are Disney+, Hulu, and ESPN+.
Other Benefits
- Higher market rewards for travel and tourism-related purchases
- Dollar scoring system
- No foreign transaction fees
- Car Rental Loss and Damage Insurance
How to Apply for the American Express Platinum Card
To apply for the Platinum Card, you need to fill out a form with your personal information through the official channels provided in the How to Apply post. You can access the post through the button at the end of this article.
