TD Bank account review
Select an account that aligns with your requirements and financial capabilities, encompassing the benefits you desire. Begin the process of opening a checking account online in a matter of minutes.
Discover the Benefits of TD Bank Accounts
The PNC Financial Services Group, Inc. is a prominent financial institution in the United States, with $557 billion in assets as of December 31, 2022.
PNC has an extensive retail branch network and operates in the country’s largest markets.
TD Bank, a subsidiary of PNC Bank, offers a range of checking accounts tailored to meet customers’ diverse financial needs.
When opening a TD Bank account, you’ll have access to various features and services. Let’s explore them in detail.
TD Bank Account Options
TD Bank provides multiple checking account options to cater to different needs. Here’s a summary of the available account types:
TD Convenience Checking
The TD Convenience Checking account is popular among customers, offering several notable features:
- A $15 monthly fee can be waived by maintaining a $100 minimum daily balance or if the primary account holder is aged 17 through 23.
- Free Mobile Banking with TD Bank Mobile Deposit.
- Instant-issue card replacement at any TD Bank location.
- Secure contactless debit card with Zero Liability guarantee and 24/7 fraud monitoring.
- 0.25% discount on TD Bank home equity loans and personal loans.
- 24/7 account access and TD ATMs in the U.S. and Canada.
- 24/7 customer service support.
The TD Convenience Checking account has no minimum deposit requirement and does not earn interest.
TD Beyond Checking
New customers opening a TD Beyond Checking account can earn a $300 sign-up bonus with qualifying direct deposits. This account offers various perks and options to waive the $24 monthly fee:
- Monthly direct deposits of $5,000 or more per statement cycle.
- Minimum daily balance of $2,500.
- Combined balance of $25,000 across eligible TD accounts.
Additional features of TD Beyond Checking include:
- No ATM fees with a minimum daily balance of $2,500.
- Overdraft payback with two fees automatically reversed per year.
- Interest on everyday balance (current APY of 0.01%).
- Free standard checks or discounted select styles.
The TD Beyond Checking account has no minimum opening deposit requirement.
TD Simple Checking
The TD Simple Checking account is an everyday checking account with no minimum balance and a low $5.99 monthly maintenance fee. The minimum opening deposit is $0. Features of this account include TD Overdraft Relief and rate discounts on home equity and personal loans.
TD Essential Banking
TD Essential Banking is a low-cost bank account equipped with convenient digital tools and without overdraft fees or services. This account has no minimum balance requirement and incurs a monthly maintenance fee of $4.95, waived for account holders between the ages of 13 and 17. Enjoy 24/7 account access with online and mobile banking, although overdraft services do not apply to TD Essential Banking Accounts. The minimum opening deposit for this account is $0.
TD 60 Plus Checking
Customers who are 60 years old or older can open a TD 60 Plus Checking account and earn interest without incurring a monthly maintenance fee. The fee can be waived by maintaining a minimum daily balance of $250. Additional benefits of this account include free checks, money orders, paper statements, TD Overdraft Relief, and no ATM fees at TD ATMs.
Account Opening Requirements
To open a TD Bank account, you must be 18 years old and provide the following information:
- Driver’s license/state ID.
- Social Security number.
- Personal/contact information (date of birth, address, phone number, and email).
How to Apply for a TD Bank Account
As you can see, TD Bank offers various account options and opening bonuses to cater to your financial needs. To apply for a TD Bank account, click on the green button below for easy step-by-step instructions.
