Surge Secured Mastercard full review
Introducing the Surge Secured Mastercard ® Credit Card: A card that is accessible even without a positive credit history!
A Detailed Look at the Surge Secured Mastercard ® Credit Card
If you’re in search of a credit card that allows you to build or restart your credit history, the Surge Secured Mastercard ® Credit Card might be the right choice for you. This card does not require a positive credit history and reports your account activity to the top three credit bureaus in the United States!
Continue reading this article to learn more about the benefits and application process for the Surge Secured Mastercard ® Credit Card.
Credit Limits Offered by the Surge Secured Mastercard ® Credit Card
The Surge Secured Mastercard ® Credit Card offers an initial credit limit ranging from $300 to $1,000 for cardholders.
This limit has the potential to increase if you consistently use your credit card and make timely payments as per the agreed-upon date with the issuer during the first six months of having the Surge Secured Mastercard ® Credit Card.
Credit Building Opportunities with the Surge Secured Mastercard ® Credit Card
This credit card is known for its effectiveness in building credit. The Continental Finance Company, the issuer of this credit card, accepts applicants with a credit history considered below the ideal level for other credit cards in different segments.
The Surge Secured Mastercard ® Credit Card reports your account activity to the three major US credit bureaus (TransUnion, Experian, Equifax). This means that you’ll have a service that supports your credit growth until it becomes positive.
Additionally, when you apply for the Surge Secured Mastercard ® Credit Card, you’ll receive a free monthly credit score report!
This resource is ideal for individuals who are building their credit history for the first time or those looking to repair their credit. It allows you to understand how your card activity can impact your financial progress.
Fees Associated with the Surge Secured Mastercard ® Credit Card
In the first year of ownership, the annual fee for this credit card can range from $75 to $99. After the first year, the annual fee will be a fixed amount of $99.
The monthly maintenance fee can range from $0 USD to $10 USD per month, up to a total of $120 USD annually. This fee is waived for the first year of card ownership.
For late payments, there is a fee of $40.
The APR rate for this card can range between 24.99% to 29.99%.
The cash advance fee is either $5 or 5% of the amount of each cash advance.
The foreign transaction fee is set at 3% of the transaction amount in US dollars, which is similar to many other credit cards.
Smartphone App for Easy Account Management
The Surge Secured Mastercard ® Credit Card provides a smartphone app for cardholders to conveniently monitor and manage their account. The app is available for both Android and iOS systems.
Continue reading this article to explore other benefits offered by the Surge Secured Mastercard ® Credit Card and learn how to apply!
How Does the Surge Secured Mastercard ® Credit Card Work?
The Surge Secured Mastercard ® Credit Card aims to provide individuals with the opportunity to obtain a credit card, even if they have a less-than-ideal credit history compared to the requirements of other credit cards.
Cardholders can enjoy all the basic services of a credit card and the chance to build their credit history with the help of this card.
Benefits of the Surge Secured Mastercard ® Credit Card
With this credit card, you’ll have access to online account tracking and management tools, allowing you to understand how your actions with the Surge Secured Mastercard ® Credit Card impact your credit profile.
One of the key benefits of this card is the absence of a rigorous credit history review. The card issuer ensures that the three major credit bureaus in the United States are informed about your card activity.
How to Apply for the Surge Secured Mastercard ® Credit Card
If you’re interested in learning how to obtain the Surge Secured Mastercard ® Credit Card, click the button below to access the linked article and find out if this card is the right fit for you!
