Quicksilver Secured Rewards credit card full review
Discover the advantages of the Capital One Quicksilver Secured Rewards credit card. Access it now to save time!
Understanding the Capital One Quicksilver Secured Rewards Credit Card
If you’re looking to rebuild your financial life with a credit card that offers basic services and rewards, the Capital One Quicksilver Secured Rewards credit card is an excellent option. In this article, we’ll explore the benefits provided by this card and provide information on how to quickly and easily obtain it.
Fees Charged by the Capital One Quicksilver Secured Rewards Credit Card
Holders of the Capital One Quicksilver Secured Rewards credit card can enjoy the card’s services without paying excessive annual fees. That’s right, this card has no annual fees!
The ongoing APR for interest rates is 28.49% variable.
There are no fees for balance transfers, and for promotional APRs, the fee is 3%.
If you plan to use your credit card for transactions at foreign establishments, the Capital One Quicksilver Secured Rewards credit card does not charge any foreign transaction fees!
Credit Card Security
The Capital One Quicksilver Secured Rewards credit card provides robust fraud protection. The card closely monitors your account for any suspicious activity, and if detected, you will be promptly notified and will not be held responsible for the unauthorized transaction.
No matter the time, Capital One will contact you by email or phone to alert you of any suspicious activity.
For online purchases, you’ll be provided with a virtual card number that is different from your physical card, adding an extra layer of security.
If there is an error or unexpected charge on your card, Capital One will also notify you.
In the event that your card is lost or stolen, you can instantly block your Capital One Quicksilver Secured Rewards credit card through the Capital One Mobile app.
How Does the Capital One Quicksilver Secured Rewards Credit Card Work?
To obtain the Capital One Quicksilver Secured Rewards credit card, you’ll need to make a minimum deposit of $200, which will serve as your credit limit. This deposit can be refunded in the future.
If you want to increase your initial credit limit, you can deposit an amount higher than the minimum requirement, up to a certain maximum limit. These additional deposits will need to be made before activating your credit card.
If you consistently make your invoice payments on time, you may be eligible for a credit limit increase without the need for an additional deposit. This consideration for a higher credit line can happen automatically within the first 6 months of card usage.
Benefits of the Capital One Quicksilver Secured Rewards Credit Card
One of the biggest advantages of the Capital One Quicksilver Secured Rewards credit card is that you don’t need a good or excellent credit history to be approved. This card is designed to accept applicants with a low credit history.
Furthermore, all your account transactions will be reported to the three major credit reporting agencies in the US. This means that by using the card responsibly and making timely payments, you can improve your credit history and score.
The card also offers a cashback service, allowing you to earn 1.5% cashback on all purchases, with no limit on the amount you can earn. This cashback offer applies year-round.
How to Apply for the Capital One Quicksilver Secured Rewards Credit Card
If you’re interested in applying for the Capital One Quicksilver Secured Rewards credit card, click the link below to access the application process.
