Pink Credit Card full review
The credit card created specifically for Victoria's Secret regular customers. Experience the advantages across three distinct spending levels.
Discover the Exclusive Benefits of the Pink Credit Card
The Pink Credit Card is a unique offering from Victoria’s Secret that provides numerous benefits to its cardholders. Issued by Comenity Bank, a subsidiary of Bread Financial Holdings, the Pink Credit Card allows customers to enjoy exclusive perks and rewards when shopping at Victoria’s Secret, PINK, and Bath & Body Works.
Bread Financial Holdings Inc. is a well-known American company that specializes in loyalty and marketing services. With more than 6,000 employees worldwide, Bread Financial has established itself as a leader in the industry by leveraging transaction-rich data to provide tailored credit card solutions.
Victoria’s Secret, founded in 1977, is renowned for its lingerie, clothing, and beauty products. The brand has gained popularity through its high visibility marketing strategies, including an annual fashion show featuring supermodels known as Angels.
How Does the Pink Credit Card Work?
As a regular customer at Victoria’s Secret, you may be interested in maximizing your shopping experience with the Pink Credit Card. Before you can begin using your card and enjoying its exclusive perks, there are a few steps you need to follow:
- Activate your new chip card.
- Add your new card to your VictoriasSecret.com profile for seamless shopping. Sign in to update your profile.
- Update your card number with your bank for any scheduled or automatic payments on your Victoria Credit Card.
Once you have completed these steps, you will receive $25 off on your first purchase with the Pink Credit Card. The card can be used at Victoria’s Secret stores, PINK stores, and Bath & Body Works.
Cardholder Benefits
The Pink Credit Card offers three reward tiers based on your total spending over a 12-month period: basic, silver, and gold. It’s important to note that your tier and benefits may be adjusted if you do not maintain your level of spending.
All cardholders earn one point for each $1 of net new purchases made with their Victoria’s Secret credit card. By reaching certain spending thresholds, cardholders can upgrade to higher tiers and enjoy additional benefits.
The Victoria silver card is the second tier, which requires earning 250 points on the Victoria’s Secret card within 12 months. Silver cardholders receive the same rewards as basic cardholders but also enjoy a half-birthday treat of $10 and a 15% discount on their sign-up anniversary.
The top-tier is the Victoria gold card, which requires earning 500 points on the Victoria’s Secret credit card within 12 months. Gold cardholders receive all the benefits of silver cardholders, along with $15 birthday and half-birthday treats and a 20% anniversary discount.
Another notable perk of the Pink Credit Card is free shipping on orders of $50 or more at Victoria’s Secret or PINK. However, it’s important to consider some downsides of the card, such as its restricted use only at Victoria’s Secret and PINK stores. While the card can also be used at Bath & Body Works stores, Angel Reward points cannot be earned on those purchases. Additionally, cardholders must make at least one purchase every 12 months to avoid losing accumulated points. The card also has a high variable interest rate of 24.99%.
Applying for the Pink Credit Card
If you’re interested in applying for the Pink Credit Card and taking advantage of its rewards and perks, the application process is quick and simple. As a loyal customer of Victoria’s Secret, you can apply for the card and start enjoying the benefits in no time. Simply tap on the green button to apply.
