PenFed Pathfinder ® card full review

Learn how to obtain a card that not only gives you rewards but also doesn't have any fees for foreign transactions.

Discover the Benefits of the PenFed Pathfinder® Card

PenFed Pathfinder  ® Card illustration.

If you enjoy traveling or need to travel frequently for work, the PenFed Pathfinder® Card is the perfect choice for you. Designed to make life easier for US travelers, this card offers a variety of travel and tourism rewards!

For new cardholders, there is a special offer: Spend $3,000 within the first ninety days of opening your account and redeem a bonus of $500, which equals 50,000 points.

If you frequently make purchases outside the United States, the PenFed Pathfinder® Card is ideal as it does not charge any fees for transactions made abroad. Say goodbye to unnecessary fees and extra charges!

While the PenFed Pathfinder® Card does have an annual fee of $95, PenFed Honors Advantage members may be exempt from this fee!

Becoming a PenFed Honors Advantage member is easy. If you have served in the military, simply provide the necessary information. If not, you just need to have an active PenFed Access America checking account!

Keep reading to discover more benefits offered by the PenFed Pathfinder® Card and how to apply for it!

How does the PenFed Pathfinder® Card work?

The PenFed Pathfinder® Card stands out from other travel-oriented cards by providing multiple ways for cardholders to earn money and rewards for everyday purchases.

Points Allocation

When you purchase travel tickets through the service, you will earn 3 points back. PenFed Honors Advantage members receive 4 points for each purchase!

For general purchases, you will earn 1.5 points.

Redeeming Your Points

There are several options for redeeming the points you earn.

You can choose to make purchases using gift cards, which can be used for electronics, children’s items, fashion, food, sports, office supplies, and more!

Your points can also be used for charitable donations, facilitated by the PenFed Pathfinder® Card system.
With the catalog provided by PenFed Rewards, you can convert your points into trips. The choice is yours!

In the next section, you will discover the benefits offered by the PenFed Pathfinder® Card in detail, including the previously mentioned rewards.

What Are the Benefits of the PenFed Pathfinder® Card?

As a card designed for travelers of all kinds, the PenFed Pathfinder® Card offers services outside the United States without charging any fees for transactions made abroad!

In addition to earning points, ranging from 1.5x to 4x, on all purchases, you will earn 1.5x points for every purchase made with the card.

Purchases in the travel category will earn you 3x points, with PenFed Honors Advantage members receiving 4x points!

If you spend $3,000 within the first 90 days of opening a PenFed account, you will earn 50,000 points!
Additionally, PenFed Pathfinder® Card holders receive $100 annually in statement credit for domestic air travel, baggage fees, in-flight food and beverage, and lounge access.

You will also have access to Visa Signature benefits, including car rental collision coverage, baggage delay reimbursement, lost luggage reimbursement, travel accident insurance, travel delay reimbursement, and more. For a complete list of benefits, visit the card’s official website.

How to Apply for the PenFed Pathfinder® Card

If you are interested in the PenFed Pathfinder® Card, learn how to apply and discover many other benefits provided by this card.

Don’t wait any longer – click the button below to find out if this card is exactly what you are looking for and learn how to apply!

Claire Harrison
Written by

Claire Harrison