Net First Platinum full review

Check out the Net First Platinum credit card, which is associated with a pleasant merchandise credit line worth $750.

What makes the Net First Platinum credit card unique?

The NetFirst Platinum credit card is a part of the Horizon Card Services family, which specializes in providing credit products for consumers with bad credit or no credit history. With thousands of highly satisfied cardholders, the NetFirst Platinum has become one of Horizon Card’s premier brands.

While the Horizon Gold Card, which offered a line of unsecured credit towards purchases at the Horizon Outlet, is no longer available, there are other options like the Net First Platinum, Merit Platinum, and Freedom Gold cards. These catalog cards offer an instant credit line and the opportunity to purchase select merchandise at competitive prices.

How does the Net First Platinum credit card work?

The Net First Platinum credit card stands out for its $750 merchandise credit line offer, and it accepts all types of credit, including bad credit. One of the main advantages of this card is its quick and easy application process that requires no credit checks or employment checks. To apply, you only need a valid and active U.S. credit card, debit card, savings, or checking account.

Net First Platinum Credit Card Benefits

Here are some of the benefits of the Net First Platinum credit card:

  • Instant Approval
  • $750 Credit Line!**
  • No Employment or Credit Check
  • Bad Credit, No Credit – OK
  • Always 0.00% APR
  • Fast Online Application

However, it’s essential to note that these benefits have limited use. The NetFirst Platinum Card is a closed-loop card, meaning it can only be used for purchases at the Horizon Outlet. The Horizon Outlet is an online store that offers a wide range of items, such as clothing, small electronics and appliances, home dĂ©cor, and toys and books.

Another advantage of the Net First Platinum card is that it comes with a 0% annual fee.

What are the drawbacks of the Net First Platinum credit card?

One drawback of the Net First Platinum credit card is that its account activity is not reported to any credit bureau. Additionally, its usage is limited to purchases at the Horizon Outlet, which may not be ideal for consumers looking for more flexibility. The card also has a membership fee of $177.24 annually ($14.77 per month).

How to apply for the Net First Platinum credit card?

If you are interested in the $750 credit line offer, the Net First Platinum credit card application process is quick and simple. By clicking on the green button below, you can learn more about the application process and potentially get approved. The card also comes with a risk-free trial period of 7 days.

The Net First Platinum credit card is a suitable option for individuals with poor credit who may have difficulty getting approved for a traditional credit card.

Claire Harrison
Written by

Claire Harrison