Indigo Platinum Mastercard full review
If you are currently facing financial difficulties, make the most of this card, as it is specifically designed to assist you during these challenging times.
Discover more about the Indigo Platinum Mastercard
The Indigo Platinum Mastercard is issued by Celtic Bank, a Utah-Chartered Industrial Bank that has been providing financing for small businesses since its establishment in 2001. Celtic Bank offers various financial services including working capital, expansion funding, acquisition financing, construction loans, equipment financing, real estate purchases, refinancing options, and more.
Celtic Bank has consistently been recognized as one of the top ten SBA lenders in the nation since 2013.
The Indigo Platinum Mastercard is an unsecured credit card specifically designed for individuals with less-than-perfect credit. Unlike secured credit cards, no security deposit is required to obtain the Indigo Mastercard.
One of the key ways to build your credit with the Indigo Platinum Mastercard is by making your payments on time. Your payment history accounts for 35% of your overall credit score, according to FICO.
It is worth noting that the Indigo Platinum Mastercard reports your credit card activity to all major credit bureaus (Experian, Equifax, and TransUnion) on a monthly basis. Additionally, the pre-qualification process for the Indigo Platinum Mastercard is easy and does not impact your credit score, which is advantageous if you are looking to build or rebuild your credit.
Depending on your creditworthiness, you may not be charged an annual fee for the Indigo Platinum Mastercard. However, if you have poor credit, the annual fee typically ranges from $59 to $99. New cardholders can benefit from a reduced annual fee of $75 for the first year.
With the Indigo Platinum Mastercard, you have access to 24/7 account management. This includes the ability to view your balance, transactions, and statements, as well as make or schedule payments at any time of the day or year. The Autopay feature is also available to ensure your payments are made on time each month.
Benefits of the Indigo Platinum Mastercard
The Indigo Platinum Mastercard comes with additional Mastercard Benefits at no extra cost. These benefits include:
- Mastercard ID Theft Protection™ – Provides comprehensive identity monitoring, covering important personal information such as social security numbers, email addresses, debit cards, credit cards, bank accounts, usernames, passwords, and more.
- Zero Liability protection – Offers protection against unauthorized transactions when using your Mastercard.
The primary benefit of the Indigo Platinum Mastercard is its ability to elevate your financial life, providing you with more peace of mind, predictability, and financial organization. By consistently making timely monthly payments, you can demonstrate financial responsibility that may enhance your creditworthiness, potentially leading to better rates on mortgages, car loans, and other forms of credit.
While the Indigo Platinum Mastercard does not offer rewards, it serves as a valuable tool during the challenging financial times when other credit options may not be available.
How to apply for the Indigo Platinum Mastercard
To get started, you will need to complete an online pre-qualification form. By submitting this quick form, you can receive results within minutes. It is important to note that although the credit criteria are designed to help individuals with credit challenges, approval is not guaranteed. Your pre-qualification request and application will be thoroughly reviewed to determine if you meet the qualifications for the Indigo Mastercard.
Currently, there is no option to apply for the Indigo Platinum Mastercard by phone.
If you are ready to work towards a brighter credit future, click on the green button to apply for your Indigo Platinum Mastercard and start rebuilding your financial future today!
