Huntington Bank account review

Discover the Benefits of a Huntington Bank Account

Huntington Bank is a financial institution that provides a wide range of personal, small business, and commercial financial services. These services include online banking, mortgages, investments, loans, credit cards, and insurance.

This bank has a strong presence in the United States, with over 1,000 full-service branches, 11 Private Client Group offices, and more than 1,600 ATM locations.

If you’re considering opening an account with Huntington Bank, you’ll be pleased to know that they offer various checking account options designed to cater to different lifestyles. Plus, all of their accounts come with a unique benefit called 24-Hour Grace®, which provides extra time to make a deposit and avoid overdraft fees.

Now, let’s dive into the different checking account options offered by Huntington Bank.

Huntington Bank Checking Accounts

When it comes to checking accounts, Huntington Bank offers four options to choose from. Whether you prefer no monthly maintenance fees, an interest-earning account, or additional perks like credit score and identity monitoring, Huntington Bank has an account for you.

Here’s an overview of the different checking account options available:

Huntington Platinum Perks Checking℠

Platinum Perks Checking is the bank’s premier checking account, offering a range of perks that reward a deeper relationship with Huntington. This account is perfect for those looking to build savings, purchase a home, or start investing. Account holders enjoy improved savings rates, special rates for home loans, and discounts on investments.

Key Benefits of Platinum Perks Checking:

• No monthly maintenance fee when maintaining $25,000 in total relationship balances ($25 monthly fee applies otherwise).
• Earn interest on deposits.
• Unlimited ATM withdrawals and free checks.
• Credit score and identity monitoring.

Huntington Perks Checking℠

Perks Checking is an interest-bearing account that provides a rewarding banking experience. You can open this account with no minimum deposit and enjoy features such as interest on deposits, credit score monitoring, and 5 free ATM withdrawals. By opening a Perks Checking account, you also gain access to better interest rates on Huntington Relationship Savings or Huntington Relationship Money Market Accounts.

Key Benefits of Perks Checking:

• No monthly maintenance fee when you make $1,000 in total monthly deposits or maintain $5,000 in total relationship balances ($10 monthly fee applies otherwise).
• Earn interest on deposits.
• Credit score monitoring.
• Extend account benefits to family members.

Asterisk-Free Checking®

Asterisk-Free Checking is a free checking account that provides access to a user-friendly mobile app and tools to enhance your financial well-being. There are no monthly maintenance fees or minimum deposit requirements for this account.

Huntington SmartInvest Checking℠

SmartInvest Checking is an exclusive relationship package for investment advisory customers. This account is designed to reward your investment relationship with Huntington and offers no fees and great rates. To be eligible for SmartInvest Checking, you must maintain $100,000 in total relationship balances and an Investment Advisory account. Account holders benefit from unlimited commission-free online equity and/or ETF trades and access to a safe deposit box.

Requirements to Open an Account

To open a checking account at Huntington Bank, you will need the following:

• Social Security Number
• U.S. Government issued ID

It’s important to note that all three of Huntington’s checking accounts have no minimum deposit requirement to open. If you are under 18 years old, you must apply for a checking account in-person with a co-signer or joint account holder who is over 18 years old.

How to Apply for a Huntington Bank Account

Ready to take the next step and apply for your Huntington Bank account? Here’s how:

Written by

Claire Harrison