HSBC Premier Credit Card full review
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Discover the HSBC Premier® Mastercard Credit Card: What You Need to Know
The HSBC Premier® Mastercard Credit Card offers a range of top-tier travel and day-to-day services, all without an annual fee. If you’re looking for a credit card with outstanding benefits, keep reading to see if this card meets your expectations!
Understanding the Fees of the HSBC Premier® Mastercard Credit Card
For the first year, the HSBC Premier® Mastercard Credit Card has no annual fee. After that, the fee is $95 USD. The APR ranges from 14.99% to 18.99%, depending on your creditworthiness. The ATEG fine is set at 29.99%. Additionally, there is a balance transfer fee of $10 USD or 4%, and a cash advance fee of $10 or 5%, both depending on which is greater.
Beneficial Protections Provided by HSBC Premier® Mastercard Credit Card
With the HSBC Premier® Mastercard Credit Card, you can enjoy various protection services:
- Mastercard ID Theft Protection: Receive individual support until your identity theft complaint is resolved.
- Reimbursement of Identity Fraud Charges: Get reimbursed for any fraudulent charges discovered after reporting possible identity fraud.
- Wireless Cell Phone Protection: Receive up to $600 refund for stolen or damaged cell phones (per claim).
In addition, the HSBC Premier® Mastercard Credit Card features the Tap & Go® system, allowing you to make contactless payments by simply holding the card near a terminal for a few seconds.
How Does the HSBC Premier® Mastercard Credit Card Work?
The HSBC Premier® Mastercard Credit Card offers excellent security features and competitive rates compared to similar credit cards. It is specifically designed for purchasing plane tickets, booking hotels, and other travel-related expenses. One major benefit is that there are no fees for foreign transactions. You’ll also earn bonus points and participate in a point system ideal for the travel and tourism sector. Continue reading to learn more about these advantages and how to apply them.
What Are the Benefits of the HSBC Premier® Mastercard Credit Card?
One of the standout benefits of this credit card is the unlimited, non-expiring reward points. You’ll earn double rewards points for travel purchases, hotels, car rentals, and more. For every dollar spent on your HSBC Premier® Mastercard Credit Card, you’ll earn one point. Additionally, new cardholders who spend $3,000 within the first 3 months will receive 35,000 bonus points, equivalent to $400 in air travel.
Redeeming Your Points
There are multiple ways to redeem your points with the HSBC Premier® Mastercard Credit Card:
- Flights
- Hotel room reservations
- Car rentals
- Transferring points to miles with eligible airlines
- Cash back via direct deposit into your bank account
- Various credit card options
How to Apply for the HSBC Premier® Mastercard Credit Card
If you’re interested in applying for the HSBC Premier® Mastercard Credit Card, you can do so directly on the service’s website. Follow the detailed step-by-step guide provided in the article below to complete your application.
Apply now and take advantage of the benefits!
