Rocket Loans Personal Loans: See how to apply

Learn how to apply for Rocket Loans personal loans and discover why this option can be a great chance for you.

Thinking of getting some extra money without much hassle? Get to know Rocket Loans personal loans.

If you still don’t know how it works, here’s a brief summary:

Getting to know Rocket Loans personal loans

Rocket Loans personal loans represent an extraordinary opportunity for those seeking a quick and efficient financial solution.

With a simplified and accessible platform, Rocket Loans allows customers to quickly access personalized terms and conditions, thus facilitating the process of requesting and obtaining funds.

But before diving into this world of loans, it is important to understand what a personal loan really is.

In simple terms, it is a financial tool that allows people to access money when needed, whether for a trip, an unexpected expense, consolidating debts, or making an important purchase.

The great advantage is that the money can be used according to the customer’s needs, providing flexibility and financial freedom.

In the case of Rocket Loans, the advantages are even more remarkable.

The company offers an extremely fast fund release process, often making the money available on the same day as approval.

In addition, the repayment terms are flexible, ranging from 36 to 60 months, to meet both those who want to pay off the debt quickly and those who prefer a longer period.

Another positive point is the competitive interest rates, ranging from 9.1165% APR to 29.99% APR, with an autopay discount, making the installments affordable and suitable for the customer’s budget.

With amounts available between $2,000 and $45,000, Rocket Loans offers a wide range of options to meet its customers’ diverse financial needs.

Now that you know how it works, you can proceed to the application.

Requirements

To ensure greater customer and bank security, some eligibility criteria are defined. They are:

• Being a resident of a state where we operate is a necessary condition.
• Eligibility for a personal loan is largely based on factors such as credit history, monthly income, and amount of existing debt, among other criteria.
• Being at least 18 years old and being a citizen of the United States are fundamental requirements.

After ensuring that you meet the necessary requirements, you can make the request online.

Online application

For this step, you need to have a device with internet access so that you can access the official Rocket Loans personal loans website.

Once there, go to “Personal Loans” and then click on “Get Started”.

The platform will present you with a small and quick form to fill out so that you can provide some information and the company can better understand your situation.

Some of the information that may be required includes:

• What is the loan for?
• Rent or own?
• Employment Status
• Personal Annual Income (before taxes)
• Current Home Address
• Apt, Suite, Unit, etc.
• First Name
• Last Name
• Phone Number
• Date of Birth
• Email Address
• Social Security Number

In addition to these, other information may be requested, along with proof of them.

By answering these questions, the platform will already be able to give you a general overview of your loan, showing your interest rates and other terms.

So you decide whether to proceed with your loan or not. If you liked your options, just finish according to the necessary guidelines and wait for approval and fund release, in a very short time!

Written by

Victória Lima

Victória Lima is a financial writer and researcher. With a background in finance, Victória distills complex financial topics into accessible insights. Through her writing, she aims to equip readers with the tools they need to make informed financial decisions and achieve their goals.