How to apply for Santander Bank

Opening a Santander Bank Account – Your Guide to Financial Management

Becoming a checking account holder at Santander Bank offers numerous advantages based on your specific needs and preferences.

Manage your finances easily with Santander’s online and mobile banking options.

Here are some of the benefits you can expect:

• Access to better benefits, discounts, and services with Santander Select Checking.
• Lower and fewer fees with Simply Right Checking.
• Deposit checks with Mobile Check Deposit.
• Santander Safety Net to help avoid overdraft fees.
• Secure biometric authentication for added security.
• Opportunity to build good credit by properly managing your checking account balance.

If you are a student, consider the Student Value Checking account, which has no monthly fee and no minimum balance requirement.

Comparing Checking Accounts

Visit the Santander Bank website and use their comparison tool to explore the current accounts on offer. The comparison tool allows you to visually compare different account options, empowering you to make an informed decision.

Let’s now look at how to apply for a Santander Bank checking account. There are three options based on your unique financial requirements.

How to Get Started?

The Santander checking account application process is simple.

When applying online, start by selecting the checking account you want to apply for: Santander Select® Checking, Simply Right® Checking, or Student Value Checking. To open an account online, you will need:

• A social security number
• A US residential address (not a PO box)
• Funding account (routing & account number)

To open an account in a branch, you will need:

• Two forms of identification, including a Primary ID (valid, government-issued photo ID like a Driver’s License, Passport, State or Military ID),
• A Secondary ID (examples: bank-issued ATM or debit cards, major credit cards, utility bills, and birth certificates)

You’ll also need your Social Security Number, a valid address and phone number, and an initial deposit.

How to Contact Customer Service

If you have any doubts, you can contact Santander support at 1-888-222-4227 during regular business hours. Alternatively, you can find help through the chat feature on Santander’s website.

Regions Bank Account vs. Santander Bank Account: Which Should You Choose?

If you’re not a student, Santander’s Simply Right® Checking account offers the most affordable option. It requires a small initial deposit of $25 and with one transaction per month, you can waive the $10 monthly fee. There’s no minimum balance requirement, but it doesn’t earn interest.

At Regions Bank, waiving the monthly fee requires more effort. While they offer various checking account options, including those for the elderly, the interest rates are low, and overdraft fees are high.

Take your time to explore the checking account options at Regions Bank to find the right one for you. To learn more, simply tap on the green button below!

Written by

Claire Harrison