How to apply for M&T Bank
M&T provides convenient features like Zelle® and mobile check deposit in its four distinctive personal checking account options.
Opening an M&T Bank Account: A Fee-Free Banking Option
Considering fee-free banking options? Look no further than M&T Bank, which offers a checking account with no monthly service fee. But that’s not all – they also provide a range of tools and services such as direct deposit, digital wallet payment capability, electronic statements, mobile check deposit, and online banking to make managing your finances convenient.
When it comes to customer support, M&T Bank has you covered with their 24/7 general service phone number. They also have a Help Center that provides valuable support information and answers to frequently asked questions.
Requirements for Opening an Account
Let’s take a look at the specific requirements for each of the four checking accounts offered by M&T Bank:
EZChoice Checking Account
- $25 minimum opening balance
- Must be at least 18 years of age
MyWay Banking Account
- $25 minimum opening balance
- Must be at least 18 years of age
- Available for minors aged 13 to 17 with a parent or guardian as a joint owner (includes a debit card)
MyChoice Plus Checking Account
- $25 minimum opening balance
- Must be at least 18 years of age
MyChoice Premium Checking Account
- $25 minimum opening balance
- Must be at least 18 years of age
Getting Started with M&T Bank
If you’re interested in opening a checking account with M&T Bank, here’s a step-by-step guide to help you get started:
- Determine your needs: Compare the features of each account to find the one that best suits your requirements.
- Gather your documents: You’ll need personal information such as your name, address, and Social Security number to open an account.
- Apply online or in-person: Open a checking account online in under 10 minutes or visit a branch and have a representative guide you through the process.
- Enroll in online and mobile banking: Once your account is open, enroll in M&T Online and Mobile Banking for easy account management from anywhere.
- Deposit cash or checks: Visit a branch to deposit cash or checks, or set up direct deposit for added convenience.
- Get a cash bonus: M&T Bank offers a cash bonus for opening a checking account and fulfilling certain requirements.
If you have any questions or need assistance in choosing the right checking account for you, M&T Bank representatives are available to help.
Discover First Citizens Bank: Tailored Checking Accounts
If you’re interested in exploring other bank account options, take a look at First Citizens Bank. Their website offers a helpful tool that recommends the checking account best suited to your needs based on a few simple questions. Here are three options provided by the bank:
Free Checking account — A simple and hassle-free personal checking account.
- Monthly fee waived with enrollment in paperless statements
- Minimum opening deposit of $50
- Access and manage your account from any device
Premier Checking — An upgraded personal checking account that earns interest.
- Monthly fee waived if certain requirements are met, otherwise $18
- Minimum opening deposit of $100
- Enjoy preferred rates on EquityLines and CDs
Prestige Checking — An interest-bearing personal checking account with top-tier features.
- Monthly fee waived if certain requirements are met, otherwise $25
- Minimum opening deposit of $100
- Access the best rates on EquityLines and CDs
If you’re curious about First Citizens Bank, click the green button below to learn more.
