How to apply for Independent Bank
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Opening an Account with Independent Bank
Independent Bank operates as a traditional, physical bank with 70 branches located throughout Michigan. However, it also offers convenient access to mobile and web applications, allowing for a seamless mobile banking experience. It’s important to note that Independent Bank’s customer service availability is limited to specific hours. Despite this, customers can expect personalized attention and support from the bank’s dedicated service representatives during these hours, which are from 8:00 a.m. to 8:00 p.m. ET on weekdays and from 8:00 a.m. to 6:00 p.m. ET on Saturdays. Independent Bank is known for its lower fees compared to the national average, making it an appealing choice for cost-effective banking solutions. The bank’s checking account is especially suited for individuals seeking a hassle-free and straightforward option, as it does not have a monthly fee. Additionally, by opening either the ONE Account or Opportunity ONE Checking Account, customers have the opportunity to earn up to $600 while benefiting from the account’s features and benefits. Independent Bank provides a variety of personal checking accounts to meet different needs. When opening a checking account with Independent Bank, customers can enjoy the following:
- Free checking account with a free gift upon opening
- Opportunity to earn up to $600 by opening a ONE Account or Opportunity ONE Checking Account
- Ability to apply for a checking account online through the bank’s Online Application Center
- Inclusion of ONE Wallet, a modern online and mobile banking platform, with the checking account
How to Open an Independent Bank Account
Follow these steps to open an Independent Bank account:
- Visit the Independent Bank website and click on the “Open an Account” link.
- Select the checking account you wish to open, either the ONE account or the Opportunity account.
- Provide your personal details, including your name, address, and Social Security number on the online application form. Indicate whether you are new to Independent Bank or already have an account with the institution.
- Submit your application and wait for approval.
Prefer to Open an Account in Person?
If you would rather open your account at a local branch, Independent Bank will provide you with a promo code so you can still take advantage of the offer. Simply complete the form located at the bottom of the bank’s website page and wait for the bank to contact you.
Looking for information on another bank account? Check out Glacier Bank.
Glacier Bank offers four checking account options. Let’s take a look at the features of the Totally Free Checking account as an example:
- No minimum balance required.
- No monthly service charge.
- Unlimited check writing.
- Non-interest bearing account.
- Customers purchase checks.
All Glacier Bank checking accounts include the following features:
- Free VISA® Debit Card
- Free Online Banking & Bill Pay
- Free Mobile Banking with Mobile Check Deposit
- Free eStatements
- Free Check Images with statements
- Free Thank you gift
- Buy back of unused checks and debit cards from another financial institution
