How to apply for Huntington Bank
Choose from four excellent checking options. Experience innovative features that enable you to access money swiftly, avoid fees, and streamline your life.
Opening an Account with Huntington Bank
Looking to open a bank account? Huntington Bank offers a variety of checking accounts designed to fit your unique needs. Plus, all their accounts come with 24-Hour Grace®, making grace a standard feature at Huntington.
Getting in touch with Huntington Bank is quick and easy. Their customer service team is available to assist you with any questions or concerns you may have.
Huntington National Bank has earned the top spot in customer satisfaction in the North Central Region according to the J.D. Power 2023 U.S. Retail Banking Satisfaction Study. This recognition reflects Huntington’s dedication to providing excellent customer service.
Explore the features that come with Huntington Checking accounts. These features are available across all checking account options:
Qualify for Standby Cash®
Access a convenient digital line of credit through Huntington’s online platform or mobile app. Instantly get the cash you need and pay it back over three months with automatic payments. If not paid back within three months, a 1% monthly interest charge (12% APR) applies.
$50 Safety ZoneSM and 24-Hour Grace®
When you accidentally overdraw your account by $50 or less, you won’t be charged an overdraft fee thanks to the $50 Safety ZoneSM. Additionally, if you overdraw by more than $50, the 24-Hour Grace® feature gives you more time to make a deposit and avoid an overdraft fee or returned transaction.
Zelle®
Send and receive money using your Huntington account with friends and family¶¶ who have a bank account in the U.S. through the Zelle® service.
The Hub
Monitor your spending, analyze your finances, find opportunities for savings, and track your financial goals using the digital tools available in The Hub.
Early Pay
Huntington checking account holders with direct deposit may receive their payments up to two days early.
Check Deposit Availability
Enjoy instant access to the funds of your deposited checks with no extra cost. You can access up to $500 of the deposited check amount. All Day DepositSM is also available.
How to Open an Account with Huntington Bank
When opening a bank account with Huntington, you will need to provide documentation and proof of identity as part of the application and review process. Have your Social Security Number and a U.S. Government issued ID, such as a driver’s license or passport, ready.
Follow these steps to open a checking account:
- Choose your account type: Huntington Bank offers various types of accounts, including checking accounts, to suit your needs.
- Apply online: Provide your profile information, complete the account usage details, and review the account opening documents.
- Wait for approval: After submitting your application, you will need to wait for approval. Once approved, you will receive your account information and can start using your new account.
- In-person option: If you prefer, you can visit a Huntington branch and meet with a banker to open your account in person.
Comparison: KeyBank vs Huntington Bank Accounts
Both KeyBank and Huntington Bank offer different types of checking accounts, each with its own set of benefits and features. KeyBank provides interest-bearing and online-only accounts, while Huntington Bank offers four different checking account options with free online banking, bill pay, and mobile banking.
To make an informed decision, consider exploring the account offerings of both banks. Take a closer look at the features and benefits they provide to determine which one aligns best with your financial needs. Click the green button below to explore the wide range of features and benefits offered by Ally Bank accounts.
