How to apply for Citizens Bank
Experience benefits such as receiving your paycheck earlier through Citizens Paid Early™, accessing Citizens Checkup, resolving overdraft issues, and much more.
Discover the Benefits of Opening a Citizens Bank Account
When it comes to choosing a bank, trust and reliability are crucial factors. Citizens Bank has built a legacy of trust over generations and is committed to technological advancement and community engagement. As a leading banking partner, Citizens Bank offers valuable and dependable financial solutions for individuals and businesses across the United States.
A Network That Works for You
With 1,078 branches, 4 wealth centers, and over 3,200 ATMs across 11 states, Citizens Bank provides an extensive network to meet your banking needs. Whether you are in the Northeastern United States or beyond, you can rely on Citizens Bank for comprehensive financial solutions.
This widespread presence ensures accessibility and convenience for customers in various communities, making it easy to manage your finances wherever you are.
Embracing Innovation for Easy Banking
Citizens Bank is known for its emphasis on innovation, offering modern online and mobile banking platforms. These platforms empower account holders to manage their finances efficiently and securely, providing easy access to their accounts, bill payment, and transactions.
With Citizens Bank, you can embrace the convenience of technology while ensuring the security of your financial information.
Requirements for Opening an Account
To open an account with Citizens Bank, you will need the following:
- Social Security Number
- Driver’s License or State ID
- You must be 18 or older
- Opening Deposit — transfer from an existing account or use a debit card
How to Open an Account
Opening a Citizens Bank account is easy and can be done online, over the phone, or at any Citizens branch. Here are the three simple steps to open your account online:
- Have these ready: Driver’s License/State ID, Social Security Number, and Email Address.
- Fill out the application: Follow the simple instructions to complete your application.
- Make Opening Deposit: Choose how to fund your opening deposit by using a debit card or transferring from another bank.
If you’re considering other checking account options, one alternative to explore is Independent Bank.
Discover the Benefits of Independent Bank
With a history dating back to 1890, Independent Bank is a substantial financial institution with assets of $5.13 billion and deposits totaling $4.62 billion. While Citizens Bank provides convenient digital banking options, Independent Bank offers the advantage of both physical branch locations and robust online and mobile banking capabilities.
The ONE Account
One of Independent Bank’s standout products is the ONE account. By becoming an account holder, you can enjoy the following benefits:
- Up to 5.00% APY by simply using your IB Debit Mastercard®, potentially earning up to $500/year
- Free bundle that includes cell phone protection, mobile coupons, and discounted movie tickets
- Multiple overdraft coverage options
- Eligibility for a $600 bonus
- ONE Wallet: Take control of your finances with online and mobile banking through ONE Wallet
- Star Rated App: Benefit from the highly-rated Independent Bank app on the Apple App Store and the Google Play Store
In addition, Independent Bank generally charges lower fees compared to the national average, making it a cost-effective banking option for customers.
Rest assured that your funds are protected with FDIC insurance, providing coverage of up to $250,000 even in the unlikely event of the bank facing financial difficulties.
