How to apply for BMO Harris Bank

Opening an Account with BMO Harris Bank: A Guide

BMO Harris Bank is a reputable financial institution that provides a wide range of personal banking products and services. With more than 500 branches in several states, including Illinois, Indiana, Arizona, Missouri, Minnesota, Kansas, Florida, and Wisconsin, BMO Harris ensures convenient access to its services for its customers in the U.S. and beyond.

As an account holder at BMO Harris Bank, you can enjoy various benefits. The bank is insured by the Federal Deposit Insurance Corp., ensuring the safety of your deposited funds. Additionally, BMO Harris offers mobile and online banking with all the digital tools necessary for a seamless banking experience.

Explore the Benefits of BMO Harris Bank Accounts

BMO Harris Bank offers a variety of account options to meet the needs of its customers. While the bank’s savings yields may be below average, it provides a range of deposit accounts that can be opened conveniently online. One notable account is the Savings Builder, which offers value in the first year. Customers who deposit at least $200 per month receive a $5 bonus each month, and there are no monthly maintenance fees or transaction limitations.

BMO Harris also offers traditional checking accounts, although the annual percentage yields (APYs) for these accounts are relatively low compared to other banks. However, the bank compensates for this with its in-person assistance at more than 500 branches, providing customers with the option for face-to-face support. This combination of physical branches and digital capabilities allows customers to choose the banking method that suits them best.

BMO Harris Bank is a subsidiary of the Bank of Montreal (BMO), one of the largest banks in Canada. As a result, BMO Harris can leverage the size and network of its parent company to enhance its services and offerings.

How to Open an Account with BMO Harris Bank

If you are interested in opening an account at BMO Harris Bank, you can easily follow these steps:

1. Visit the BMO Harris Bank website.
2. Click on the “Open an account” button.
3. Complete the online application, which typically takes around 5 minutes or less.
4. Verify your identity for security purposes.
5. Wait for your account to be approved.
6. Once your account is approved, you can start using it to deposit and withdraw funds, pay bills, and more.

If you prefer to open an account in person, you can visit a nearby BMO Harris Bank branch. Make sure to bring your Social Security number and government-issued identification for verification purposes.

Discover Bank: Another Option for Checking Accounts

If you’re considering other banking options, Discover Bank offers a checking account that provides several benefits. Here are some key features of the Discover checking account:

• Earn cash back rewards with no fees.
• You can open a Discover Cashback Debit account with no impact to your credit score.
• Start earning 1% cash back today — on up to $3,000 in debit card purchases each month.
• Enjoy a bank with a no-fee checking account. That means you won’t be charged a fee on our checking account.
• Get paid early with direct deposit — Get your paycheck up to two days early when you set up direct deposit for your online checking account.
• Fee-free overdraft protection transfer service.

If you’re interested in discovering what Discover Bank has to offer, simply click the green button below to learn more!

Written by

Claire Harrison