How to apply for BankUnited
By becoming a customer, you gain access to a variety of checking options that offer convenient and hassle-free access to your funds.
Opening a BankUnited Account: A Step-by-Step Guide
If you’re considering opening a bank account with BankUnited, here’s everything you need to know. BankUnited is a regional bank based in Miami Lakes, Florida, with total assets of $37.0 billion as of December 31, 2022. They offer a wide range of consumer and commercial banking products and services.
BankUnited Checking Account Benefits
No matter which checking account you choose, there are standard benefits that come with all of them:
- Online and Mobile Banking
- Online Bill Pay
- eStatements
- Debit Card
All deposits held within BankUnited accounts are safeguarded and insured by the Federal Deposit Insurance Corporation (FDIC). This insurance provides an added layer of security for account holders in case of unforeseen circumstances.
BankUnited offers a useful tool on their website that allows you to compare the features of the three checking accounts they offer. This will help you choose the best option for your needs.
BankUnited’s Digital Banking Services
BankUnited offers innovative and convenient digital banking services that give you full control of your finances:
- Mobile Deposit
- Automate Your Bills
- Send Money to Friends & Family
- Account Alerts
- Budgeting & Planning
- Transfer Funds
With these features, you can bank anytime, anywhere using BankUnited’s mobile banking app.
Requirements to Open an Account
Before opening an account with BankUnited, make sure you have the following identification and personal information ready:
- A valid social security number
- A valid U.S. ID (driver’s license or government-issued photo ID)
- Your primary contact information, including physical address, telephone number, and email address
To complete an online application through BankUnited’s website, you’ll also need to provide a minimum opening deposit of $100.
How to Apply
To apply for a BankUnited checking account, visit their website and select the checking account option that suits you. Then, click on “Contact Us” to fill out a form expressing your interest in opening an account. Wait for a response from the bank, or if you prefer, call BankUnited directly at (877) 779-2265 during their business hours.
Looking for alternatives? Consider East West Bank
If you’re interested in exploring other bank account options, take a look at East West Bank. Founded to serve the Chinese immigrant community in Los Angeles, California, East West Bank offers a variety of accounts to meet different needs.
One example is their Value Checking account:
This account requires a low opening balance and allows for unlimited check writing without any per-check charges. You can also enjoy fee-free access to East West Banking ATMs, AllPoint ATMs¹, and MoneyPass ATMs¹. While it doesn’t earn interest, it only requires a minimum opening balance of $100 with a $5 monthly maintenance fee. However, the fee can be waived if you maintain a $1,500 monthly average balance or a $5,000 prior-month end combined average balance in your qualifying East West Bank consumer deposit accounts.
