Learn how to apply for the Zelle account

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Open a Zelle Account Easily

Are you interested in a convenient and straightforward way to transfer funds between U.S. bank accounts? Look no further than Zelle®. This service allows you to send and receive money from trusted individuals, regardless of their bank, using just an email address or U.S. mobile phone number.

Zelle has experienced significant growth since its launch in 2017, with nearly 10,000 financial institutions joining the network. In 2021 alone, the Zelle network processed 1.8 billion transactions, amounting to a total of $490 billion in transfers.

To access Zelle, you can either use participating banks and credit unions or download the Zelle mobile app. It’s important to note that you must have a checking or savings account based in the United States to use Zelle, and the service is completely free of charge.

If your bank’s app is not integrated with Zelle, you can simply download the Zelle app from the App Store or Google Play. During the enrollment process, you’ll need to provide your mobile number and a Visa or Mastercard debit card number.

Once enrolled, you can easily transfer funds by using the recipient’s email address or phone number. If the recipient is already registered with Zelle, the money will be credited to their bank account within minutes.

To ensure the safety of your funds, it is advisable to prioritize transfers to trusted individuals, friends, family, or stores. Zelle’s quick confirmation process means transactions happen rapidly, but it’s important to exercise caution.

Expand Your Financial Knowledge with Zelle Education Center

Do you want to better understand digital banking and learn how to use it safely? Visit the Zelle Financial Education Center. This online resource aims to empower visitors by providing them with essential tools and information about digital banking. With topics covering Digital Banking Basics, Pay It Safe, Financial Empowerment, and Moments that Matter, the Education Center caters to individuals of all ages and stages of life.

Who is Eligible for a Zelle Account?

Zelle works across various U.S.-based banks, regardless of whether your bank is different from your friends and family. This means you can easily send and receive money using Zelle directly from your banking app. Eligibility requirements may vary depending on the recipient’s bank.

Cost of Having a Zelle Account

Using Zelle is completely free of charge. There are no fees for sending or receiving money through the service, and most banks do not charge any additional fees for using Zelle. However, it’s always a good idea to double-check with your bank or credit union to ensure there are no unexpected charges.

Get Started with Zelle

To get started with Zelle, simply visit the Zelle website and click on “Get Started.” From there, you will find a list of banks and financial institutions that offer Zelle’s services. If your bank is listed, you can use your banking app to send and receive money with Zelle.

If your bank is not listed, don’t worry! Zelle’s network of participating financial institutions is constantly growing. You can download the Zelle app for Android or iOS to enjoy the convenience of Zelle.

Contact Zelle Customer Service

If you have any questions or need assistance, you can reach Zelle’s customer service by calling 1-844-428-8542. The customer service team is available Monday through Sunday from 10 a.m. to 10 p.m. (ET).

Consider Bank of America Advantage Plus Account for Zelle

If you’re looking for a bank account to use with Zelle, the Bank of America Advantage Plus account is worth considering. It offers convenient checking account features, multiple ways to waive the monthly fee, and various payment options. With a minimum opening deposit of $100, customers can also take advantage of Bank of America’s security measures, easy access, smart money management tools, and an overdraft policy and fees.

Key highlights of the Bank of America Advantage Plus account include:

  • Multiple ways to waive the monthly fee
  • Fraud protection
  • Option to buy paper checks
  • No fees on ATM transactions within Bank of America’s network
  • Access to physical branches

To learn more about the Bank of America Advantage Plus account and how it works with Zelle, click the button below!

Claire Harrison
Written by

Claire Harrison