How to apply for a WSFS Bank Personal Loan
Contact WSFS Bank now to learn all the requirements you must meet in order to obtain a $50,000 personal loan promptly!
If you’re looking for financing for a home renovation, medical expenses, or debt consolidation, WSFS Bank might have the solution for you.
WSFS Bank offers unsecured loans up to $50,000 with a fair repayment plan. Their interest rates are lower than most credit cards, making it an attractive option.
To get approved for a WSFS Bank personal loan, it’s important to know a few things beforehand.
Firstly, you must be at least 18 years old, a U.S. citizen or permanent resident, and have a valid Social Security number.
Secondly, a good credit score is necessary to get the best rates. A score greater than 670 is ideal. If your score is lower, you may still be eligible for a loan but may need to provide additional information such as proof of income.
In addition to your credit score, WSFS Bank will also evaluate your debt-to-income (DTI) ratio. They consider applicants with a DTI ratio up to 43 percent.
Applying for a WSFS Bank Personal Loan is a straightforward process that can be done online. Here are the steps:
- Go to the WSFS Bank website.
- Click on the “Personal” tab and then select “Loans” from the homepage.
- Choose “Personal Loans” as the type of loan you’re interested in.
- Review the loan requirements and rates on the subsequent page.
- If you’re ready to apply, click on the “Apply Now” button.
- Fill out the loan application form with your personal information.
- Click on the “Submit” button to send your application to WSFS Bank for review.
After submitting your application, you’ll need to wait for a response from WSFS Bank. The processing time may vary depending on their application volume and the complexity of your application. Once approved, WSFS Bank will release the funds in less than 24 hours.
If you’re looking for alternative options, Commerce Bancshares offers personal loans that provide flexibility and convenience.
Commerce Bancshares allows you to finance various purposes, such as consolidating debt, home renovations, or covering unexpected expenses.
One of the advantages of Commerce Bancshares personal loans is the choice between secured and unsecured options. With the unsecured loan, you don’t have to provide collateral.
Commerce Bancshares offers favorable terms for unsecured personal loans, with a minimum borrowing amount of $7,000 and a maximum amount of $50,000. They also provide flexible repayment options ranging from 12 to 60 months, with interest rates between 6.99% and 19.99% APR.
It’s important to note that Commerce Bancshares offers fixed-rate personal loans, meaning your interest rate will remain the same throughout the repayment period.
Other benefits of Commerce Bancshares personal loans include online account management, no collateral requirement, no prepayment penalty, and no hidden fees. They also have a loyalty program called “Smart Rewards” that allows you to earn reward points by using their debit and credit cards.
Applying for a Commerce Bancshares personal loan is simple and can be done online. If you’re interested, you can find the full guide with all the requirements and application steps on their website.
