Learn how to apply for the Wells Fargo Autograph Card
If a straightforward, outstanding rewards card with no yearly fee is what you desire, you must consider this card!
Introducing the Wells Fargo Autograph Card: Everything You Need to Know
The Wells Fargo Autograph Card is a rewards card that stands out for its no annual fee and valuable features such as unlimited points potential and cell phone protection. With this card, cardholders can earn up to three times the points in popular spending categories like restaurants, transportation and travel, and petrol stations. Additionally, the card offers a generous sign-up bonus that adds to its appeal.
Unlimited Rewards and Points that Never Expire
One standout feature of the Wells Fargo Autograph Card is its unlimited 3x rewards. This means that there is no cap on the number of points cardholders can earn in bonus categories. This is particularly advantageous for big spenders who often reach the earnings ceiling on other cards. Another key benefit of the Autograph Card is that the earned points never expire as long as the card account remains active.
The card provides ample opportunities to earn rewards even when you’re not traveling. Besides the usual travel-related categories, you can accumulate 3 points for each dollar spent in various shopping areas. These shopping categories include restaurants, transportation options, gas stations, and even popular phone plans and streaming services.
Furthermore, the Wells Fargo Autograph Card’s definition of travel and transit is broad, encompassing a wide range of services from toll bridges and parking lots to hotels, car rentals, and more. Everyday purchases become even more alluring with the My Wells Fargo Deals program, which offers cash back in the form of a statement credit when cardholders make eligible purchases, dine out, or participate in activities at participating retailers.
Eligibility and Application Process
In order to apply for the Wells Fargo Autograph Card, you must be enrolled in Wells Fargo Online and be the primary account holder of an eligible Wells Fargo consumer account with a FICO Score accessible. Examples of eligible accounts include deposit, loan, and credit accounts, though other consumer accounts may also qualify. The minimum FICO score requirement for this card is 670, as it is intended for individuals with good credit.
Applying for the Wells Fargo Autograph Card is simple. Visit the official Wells Fargo Bank website and click on the “Apply Now” button. You can then complete the application form that appears. If you already have a Wells Fargo Online account, you have the option to sign up for a pre-filled application, which speeds up the process. Provide the required contact information, financial details, and personal data, and decide whether or not to add an authorized user. If you prefer to apply over the phone, you can contact 1-800-967-9521.
Is the Wells Fargo Autograph Card Worth It?
If you’re a frequent traveler or simply looking for a versatile rewards card, the Wells Fargo Autograph Card is a reliable option. Its bonus categories cover a wide range of typical spending categories, making it an excellent everyday rewards card. The card’s extensive selection of upgraded reward categories, welcome bonus, favorable introductory APR term, and valuable benefits, all with no annual fee, make it a worthwhile choice.
Wells Fargo Autograph Card vs Bank of America® Customized Cash Rewards Credit Card
While the Wells Fargo Autograph Card is a rewards card, the Bank of America® Customized Cash Rewards Credit Card offers cashback. However, we can compare them in terms of their return on spending. For BOA Platinum honors who have moderate monthly expenditures, the Bank of America® Customized Cash Rewards Credit Card is a good choice. But if you want a straightforward, unlimited rewards card, the Wells Fargo Autograph Card is the better option.
Benefits of the Wells Fargo Autograph Card
- No annual fee
- Bonus earning categories
- No reward earning limit
- Cell phone protection insurance
- Bonus for new cardholders
Benefits of the Bank of America® Customized Cash Rewards Credit Card
- No annual fee
- Bonus for new accounts
- Low initial APR introductory period
- Rewards categories that can change
How to Apply for the Bank of America® Customized Cash Rewards Credit Card
If you’re interested in learning more about the Bank of America® Customized Cash Rewards Credit Card, check out our article on how to apply.
