How to apply for Wells Fargo
Subtitle: Receive a $300 welcome bonus and access to a vast network of ATMs and branches, available at one of the largest banks in the United States.
Applying for a Wells Fargo Checking Account: A Step-by-Step Guide
Interested in opening a Wells Fargo checking account? Let’s walk through the process and learn about the $300 bonus you can earn.
Wells Fargo offers four different account options, each tailored to match your specific financial needs. These include the Clear Access Banking, Everyday Checking, Prime Checking, and Premier Checking accounts.
When you apply for a Wells Fargo checking account, you’ll need to provide some personal information as part of the standard procedure. Additionally, a minimum deposit of $25 is required to get started.
To avoid monthly fees, it’s important to meet the criteria of the selected checking account.
Requirements for Opening a Wells Fargo Checking Account
Before opening a checking account at Wells Fargo, make sure you have the following:
- Basic information such as your home address, email address, and phone number
- Identification documents, including a driver’s license and Social Security Number
- A minimum opening deposit of $25 for all accounts
For the Clear Access Banking account, please note that online account opening is only available for individuals who are at least 18 years old. If you are between 13 and 17 years old, you’ll need to open the account at a branch. Teenagers between 13 and 16 years old must open the account with an adult co-owner at a branch.
How to Get Your $300 Bonus
1. Open
To be eligible for the $300 bonus, open a new Everyday Checking account online through Wells Fargo’s offer webpage or at a Wells Fargo branch. The minimum opening deposit required is $25. Make sure to provide the bonus offer code to the banker at the time of opening the account.
2. Deposit
Within 90 calendar days of account opening, receive a total of $1,000 or more in qualifying direct deposits to your new checking account.
3. Enjoy
After the 90-day qualification period, Wells Fargo will determine if you have met the offer requirements. If you have, the earned bonus will be deposited into your new checking account within 30 days.
How to Get Started
You can easily apply for a Wells Fargo checking account online through Wells Fargo Online or visit a Wells Fargo branch near you. The online application process takes just a few minutes.
Contacting Customer Service
If you have any questions or concerns, you can contact Wells Fargo’s customer service at 1-800-869-3557. Assistance is available in Spanish as well.
Choosing Between a Wells Fargo Checking Account and a JPMorgan Chase Account
When deciding between a Wells Fargo checking account and a JPMorgan Chase account, it’s important to consider their features and benefits. Both banks have a wide network of ATMs and branches across the United States.
For instance, JPMorgan Chase offers more than 16,000 ATMs and 4,700 branches. While both banks provide options to avoid monthly fees, Wells Fargo offers a simpler approach.
One advantage of the JP Morgan Chase current account is that it doesn’t require a minimum deposit, unlike Wells Fargo, which has a minimum deposit requirement of $25.
Which Bank is More Trustworthy?
Both Chase and Wells Fargo have experienced public controversies in recent years, but they do not pose any immediate risks to account holders. Ultimately, the decision comes down to personal preferences and individual banking needs.
