Learn how to apply for the U.S. Bank Cash+® Visa Signature® Card

Applying for the U.S. Bank Cash+® Visa Signature® Card

If you’re interested in the U.S. Bank Cash+® Visa Signature® Card, there are a few simple steps you need to take to apply for this card.

While the card’s rewards program may initially appear confusing, the U.S. Bank Cash+® Visa Signature® Card offers great benefits.

Let’s break down the cashback possibilities in a list to make it easier to understand:

• 5% cash back on prepaid air, hotel, and car reservations booked directly in the Rewards Center
• 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories of your choice
• 2% cash back on one everyday category such as gas stations, grocery stores, or restaurants
• 1% cash back on all other eligible purchases

On top of these great rewards, new U.S. Bank Cash+® Visa Signature® Card holders are also eligible for an initial bonus. By making $1,000 in eligible purchases within the first 120 days of account opening, you can earn a $200 initial bonus.

Furthermore, the U.S. Bank Cash+® Visa Signature® Card offers an introductory APR of 0% on purchases and balance transfers for the first 15 billing cycles, making it an attractive option for those carrying a balance.

When it comes to choosing cashback categories, you will have to select two from the following list:

• Fast food
• Home utilities
• TV, internet and streaming
• Department stores
• Cell phone providers
• Electronic stores
• Sporting goods stores
• Movie theaters
• Gyms/fitness centers
• Furniture stores
• Ground transportation
• Select clothing stores

Eligibility for the U.S. Bank Cash+® Visa Signature® Card

Given the generous rewards offered by the U.S. Bank Cash+® Visa Signature® Card, it’s important to note that you’ll need a good to excellent credit score to qualify for this card.

However, your credit score is not the sole criterion that the bank considers when evaluating your application. They will also review your income, existing debts, and other relevant information.

Typically, a credit score of 690 to 850 would be required for approval of the Cash+® Visa Signature® Card application.

How to Apply for the U.S. Bank Cash+® Visa Signature® Card

To apply for the U.S. Bank Cash+® Visa Signature® Card, simply visit the U.S. Bank’s website and click on the “Apply Now” button. Fill out the application form and await the bank’s response.

If you need any assistance during the application process, you can contact the bank directly at 800-532-4019.

Is the U.S. Bank Cash+® Visa Signature® Card Worth It?

If you want the flexibility to choose where you earn the most cash back, the U.S. Bank Cash+® Visa Signature® Card is definitely worth considering. Apply for the card today to take advantage of its benefits.

U.S. Bank Cash+® Visa Signature® Card vs U.S. Bank Visa Platinum® Card

The U.S. Bank Cash+® Visa Signature® Card offers a more rewards-oriented program, as evidenced by its 5% cash back feature. However, both the U.S. Bank Cash+® Visa Signature® Card and the U.S. Bank Visa Platinum® Card provide an introductory APR offer.

While the U.S. Bank Visa Platinum® Card offers a 0% APR for 18 months and has a $0 annual fee, the U.S. Bank Cash+® Visa Signature® Card offers a 0% APR for 15 months and also has no annual fee.

It’s important to note that a higher credit score, ranging from 690 to 850, may be required for the U.S. Bank Cash+® Visa Signature® Card.

Here are some key advantages of each card:

U.S. Bank Cash+® Visa Signature® Card benefits:

• 5% cash back on your first $2,000 in purchases each quarter on two categories you choose
• 2% cash back on one everyday category
• 1% cash back on all other purchases
• 0% introductory APR on purchases and balance transfers for the first 15 billing cycles
• No annual fee

U.S. Bank Visa Platinum® Card benefits:

• 0% introductory APR for 18 billing cycles
• No annual fee
• Up to $600 cell phone protection
• Pay over time with U.S. Bank ExtendPay™ Plan

Written by

Claire Harrison