Learn how to apply for the U.S. Bank Cash+® Visa Signature® Card

Interested in the U.S. Bank Cash+® Visa Signature® Card? Here’s What You Should Do

If you’re looking for a credit card with great rewards, the U.S. Bank Cash+® Visa Signature® Card might be the right choice for you. Although the rewards scheme may seem a bit confusing at first, this card excels at what it offers.

Let’s break down the cashback possibilities into a list to make it easier to understand:

• 5% cash back on prepaid air, hotel, and car reservations booked directly in the Rewards Center;
• 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories of your choice;
• 2% cash back on one everyday category such as gas stations, grocery stores, or restaurants; and
• 1% cash back on all other eligible purchases.

As if that weren’t enticing enough, becoming a U.S. Bank Cash+® Visa Signature® Card holder also comes with an initial bonus. Earn $200 as a bonus after spending $1,000 on eligible purchases within the first 120 days of account opening.

In addition, the U.S. Bank Cash+® Visa Signature® Card offers an initial APR offer. Enjoy a 0% intro APR on purchases and balance transfers for the first 15 billing cycles. This can be particularly helpful if you have a balance to carry.

Here are the 5% cash back categories to choose from:

• Fast food
• Home utilities
• TV, internet, and streaming
• Department stores
• Cell phone providers
• Electronic stores
• Sporting goods stores
• Movie theaters
• Gyms/fitness centers
• Furniture stores
• Ground transportation
• Select clothing stores

Who Is Eligible for the U.S. Bank Cash+® Visa Signature® Card?

Given the generous rewards offered by this card, it’s natural that a good to excellent credit score is needed to qualify for the U.S. Bank Cash+® Visa Signature® Card. However, credit score alone won’t be the only criterion evaluated by the bank. They will also consider factors such as income, existing debts, and other relevant information.

Generally, a credit score of 690 to 850 is likely needed for approval.

How to Apply for the U.S. Bank Cash+® Visa Signature® Card

To apply for the U.S. Bank Cash+® Visa Signature® Card, visit the U.S. Bank’s website and click on “Apply now.” Fill out the application form and await the bank’s response.

If you need assistance with your application, don’t hesitate to reach out to the bank directly. You can call 800-532-4019.

Is the U.S. Bank Cash+® Visa Signature® Card Worth It?

This card allows you to choose where you earn the most cash back, giving you control over your rewards. If that appeals to you, consider applying for the U.S. Bank Cash+® Visa Signature® Card today.

U.S. Bank Cash+® Visa Signature® Card vs U.S. Bank Visa Platinum® Card

The U.S. Bank Cash+® Visa Signature® Card is more rewards-oriented, offering 5% cash back. However, both cards provide an initial APR offer. While the U.S. Bank Visa Platinum® Card has 0% APR for 18 months and $0 annual fee, the U.S. Bank Cash+® Visa Signature® Card offers 0% APR for 15 months and also has no annual fee.

To be eligible for the U.S. Bank Cash+® Visa Signature® Card, a higher credit score of 690 to 850 may be required.

Here are some of the strengths of each card:

U.S. Bank Cash+® Visa Signature® Card Pros:

• 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.
• 2% cash back on one everyday category.
• 1% cash back on all other purchases.
• 0% intro APR on purchases and balance transfers for the first 15 billing cycles.
• No annual fee.

U.S. Bank Visa Platinum® Card Pros:

• 0% intro APR for 18 billing cycles.
• No annual fee.
• Up to $600 cell phone protection.
• Pay over time with U.S. Bank ExtendPay™ Plan.

Written by

Claire Harrison