Learn how to apply for the U.S Bank Altitude Go Secured card
Discover the incredible rewards of obtaining a secured card and accumulating points, particularly if you are a food enthusiast, by learning how to apply.
What should I know about the U.S Bank Altitude Go Secured?
The U.S. Bank Altitude® Go Visa® Secured Card offers unique features and stands out among secured cards in the market. It provides strong rewards for everyday spending in various categories, has no annual fee, and offers the option to upgrade to the unsecured version with responsible payment habits. If you frequently dine in or order takeout, this card provides excellent benefits for optimizing your rewards. Additionally, it offers rewards in other categories and an annual streaming benefit, making it a valuable no-annual-fee card.
Outstanding Benefits
The U.S. Bank Altitude Go Visa Signature card offers an impressive 4 points per $1 spent on dining, takeaway, and food delivery services. Each point is worth a cent, making it one of the highest rewards rates for dining-related transactions among major credit cards. Unlike other top-tier dining cards, such as the American Express Gold card and the Capital One Savor Cash Back Rewards card, the Altitude Go Secured includes transactions with food delivery services in its bonus reward program. It also doesn’t have steep annual fees like those cards ($95 for Savor and $250 for Amex Gold).
Another notable benefit is the $15 credit you receive once a year when you use the card for eligible streaming services consecutively for 11 months. Options like Netflix, Spotify, Pandora, Amazon Music, and YouTubeTV are available for this benefit. Furthermore, the card has a 12-billing-cycle introductory APR of 0% on purchases and balance transfers, providing a year of interest-free payment for transferred debts or significant purchases. However, there is a cost associated with balance transfers, with a minimum of $5 or 3% of the total transfer.
Eligibility and Application
Applying for the U.S. Bank Altitude Go Secured card is straightforward. You need to have the necessary funds to make the security deposit and a Social Security Number for account management purposes. It is also recommended to have an existing U.S. Bank account to facilitate the approval process. As a secured credit card, approval is usually instant.
Is the U.S. Bank Altitude Go Secured Worth It?
If you enjoy dining out, ordering in, or cooking at home, the U.S. Bank Altitude Go Secured is an excellent choice among secured credit cards. This card offers rewards and the opportunity to upgrade to the unsecured version with responsible payment habits, making it a fantastic option for building or rebuilding credit. Whether it’s a suitable choice for you depends on your spending habits and preferences.
U.S Bank Altitude Go Secured vs Navy Federal Nrewards Secured
Both the U.S. Bank Altitude Go Secured and Navy Federal Nrewards Secured have their own strengths. The U.S. Bank card is ideal for those who want to build credit and earn rewards, while the Navy Federal card is great for individuals who prioritize low fees. Consider whether you prefer gaining rewards or avoiding fees when choosing between these two cards.
U.S Bank Altitude Go Secured Benefits
- Points earned with purchases
- Annual credit for streaming
- No annual fee
- Possibility to upgrade to an unsecured card
Navy Federal Nrewards Secured Benefits
- No annual fee
- Detailed reporting to the three major credit bureaus
- Free balance transfers
- No foreign transaction fees
How to Apply for the Navy Federal Nrewards Secured
If you’re interested in applying for the Navy Federal Nrewards Secured card, refer to the article we’ve written specifically about it.
