Learn how to apply for the Scotia Momentum® Visa credit card
Discover how you can obtain the Scotia Momentum® Visa credit card, which provides multiple options for earning cashback!
Scotia Momentum® Visa® Cash Back Credit Card: Everything You Need to Know
The Scotia Momentum® Visa® Cash Back credit card offers cardholders the opportunity to save on all their purchases, providing security and a bonus for new cardholders. In this article, we will provide a detailed step-by-step guide on how to apply for this credit card and explore its various benefits.
With the Scotia Momentum® Visa® Cash Back credit card, new cardholders can enjoy a bonus that allows them to avoid paying an introductory interest rate on their first six transactions. After this period, a low interest rate of 19.99% will apply.
This credit card also offers an extensive cash back system, where cardholders can save 1% on every dollar spent on all purchases. Additionally, using the card for purchases at pharmacies, supermarkets, or qualifying gas stations for fueling your vehicle will earn you 2% cash back for every $1 spent.
How Does the Scotia Momentum® Visa® Cash Back Credit Card Work?
The Scotia Momentum® Visa® Cash Back credit card has an annual fee of $39 USD and a purchase interest rate of 19.99%. The interest rate for cash advances, including Scotia credit card payments, cash-like transactions, and balance transfers, is 22.99%. Furthermore, this credit card provides great protection services.
Most items purchased with the Scotia Momentum® Visa® Cash Back credit card are covered by an extended warranty against theft, theft, and loss for the first 90 days from the date of purchase. The manufacturer’s warranty is also doubled for up to one year. Additionally, when making a purchase using this credit card, the item is insured against theft, loss, or damage, provided that the full amount is charged to the credit card. The maximum claim limit is $10,000, with a maximum lifetime liability of $60,000.
Who is Eligible for the Scotia Momentum® Visa® Cash Back Credit Card?
To apply for the Scotia Momentum® Visa® Cash Back credit card, you must be of legal age and a resident of Canada. A valid social security number is required, and a healthy credit history is recommended. You must also have a valid contact address in Canada.
How to Apply for the Scotia Momentum® Visa® Cash Back Credit Card?
To apply for the Scotia Momentum® Visa® Cash Back credit card, visit the official website and complete the application form with your personal information, including your name, address, contact email, and phone number. You will also need to provide information about your financial situation, such as your bank account and credit history. After completing the form and agreeing to the terms of use, submit your application and wait for an update.
Scotia Momentum® Visa® Cash Back Credit Card vs. Sam’s Club® Plus Member Mastercard Credit Card
These credit cards offer different services and have different areas of operation, but both can be used worldwide.
Scotia Momentum® Visa® Cash Back Credit Card Pros:
- Cashback system
- Easy application process
- Bonus for new cardholders
Sam’s Club® Plus Member Mastercard Credit Card Pros:
- Cashback system
- No annual fee
- Easy membership
How to Apply for the Sam’s Club® Plus Member Mastercard Credit Card?
If you’re interested in the Sam’s Club® Plus Member Mastercard Credit Card, click the button below to access a step-by-step guide on how to join and enjoy its benefits.
