How to apply for the Revvi credit card

Introducing the Revvi Credit Card: What You Need to Know

The Revvi Credit Card is an unsecured credit card that offers a range of benefits to its cardholders. One notable benefit is exclusive access to TransUnion’s free Credit Monitoring service for Revvi Active cardholders. The application process for this card is quick and simple, with applicants potentially receiving a response within seconds.

The credit limit for the Revvi Credit Card may vary depending on the individual’s credit score. One of the key advantages of this card is its ability to help rebuild credit scores by making timely bill payments and keeping the balance below the credit limit. After a year, cardholders may also be eligible to request a credit limit increase, although this might come with a fee.

The Revvi Credit Card is a full-featured Visa® credit card that can assist in improving credit scores through on-time payments and responsible usage. Applying for a Revvi Card takes just a few minutes, and good credit is not a requirement.

Additionally, Revvi offers 1% Cash Back Rewards for on-time payments, making it a valuable option. The initial credit line for this card is $300, with the potential for an increase after the first year.

Eligibility for the Revvi Credit Card

In order to be eligible for the Revvi card, there are a few requirements that must be met:

• Have a checking account: Prior to applying for the Revvi card, applicants must open a checking account and have their routing number and account number readily available. This is because an activation fee is required when creating a Revvi account.
• Minimum FICO score: A minimum FICO score of 550 is necessary. Although a credit score between 580 and 679 is typically considered decent, even individuals with poor credit may be accepted.

How to Apply for the Revvi Credit Card

Applying for the Revvi credit card is a straightforward process. Simply fill out an application on their website to get started.

Here is a step-by-step guide:

1. Complete the application: Use the online application to quickly and easily apply for the Revvi credit card.
2. Receive your credit decision: Once you submit your application, review the terms and conditions and find out if you’re approved for credit.
3. Activate your Revvi Card: Pay the $89 program fee to open your account after approval.
4. Download the Revvi Card mobile app: Access your account easily by downloading the Revvi Card mobile app from the Google Play Store or Apple App Store.

Is the Revvi Credit Card Worth It?

The Revvi Card is a valuable unsecured credit card for individuals with poor credit who need to borrow money for emergencies while also wanting to earn rewards. Upon paying the card’s fee, cardholders receive 1% cash back on all transactions. The card also offers a $300 minimum credit limit without requiring a security deposit. Therefore, if you meet the eligibility criteria or are looking to rebuild your credit score, the Revvi credit card may be a good option for you.

Revvi Credit Card vs Freedom Gold Credit Card

Both cards are excellent options for individuals looking to improve their credit scores, although they operate differently and have various features:

• Revvi Credit Card: This unsecured Visa credit card can be used at any location that accepts Visa. It offers the convenience of widespread acceptance and provides 1% cash back on all purchases.
• Freedom Gold Credit Card: This card offers a maximum of $700 in unsecured credit, but it can only be used at TheHorizonOutlet.com. Unlike the Revvi Card, no credit check or employment verification is required, making it more accessible.

Consider all of these factors before deciding which card is the best fit for you.

Pros of the Revvi Credit Card

• Suitable for individuals with poor credit
• Visa protections and security protocols apply
• 1% cash back on all purchases
• Quick and simple application process with instant response

Pros of the Freedom Gold Credit Card

• Provides up to $700 in unsecured credit (usable only at TheHorizonOutlet.com)
• Immediate acceptance with no credit check required
• No employment verification necessary
• Accepts individuals with negative credit

How to Apply for the Freedom Gold Credit Card

If you’re interested in the Freedom Gold card, learn more and apply on their website.

Written by

Claire Harrison