Learn how to apply for the OpenSky® Secured Visa® Credit Card
Discover how effortless it can be to obtain a credit card, regardless of an imperfect credit record!
Everything You Need to Know About the OpenSky ® Secured Visa ® Credit Card
The OpenSky ® Secured Visa ® Credit Card is an excellent choice for individuals who want to achieve financial independence and start fresh in their financial lives, even if they have been unable to obtain a credit card due to bureaucratic reasons.
In this comprehensive guide, you will find a detailed step-by-step process on how to apply for the OpenSky ® Secured Visa ® Credit Card. It will help you apply quickly and effortlessly, while also keeping you informed about the various benefits it offers!
If you have struggled to acquire a credit card because of your lack of positive credit history or no credit history at all, the OpenSky ® Secured Visa ® Credit Card may be the right option for you.
This credit card is designed to help cardholders improve their credit history by simplifying the application process and providing internal services that assist in achieving your financial goals. It also opens doors for you to apply for credit cards with additional benefits in the future.
The OpenSky ® Secured Visa ® Credit Card reports your account activity to the three major credit bureaus in the United States (Equifax ®, Experian ®, and TransUnion ®) on a monthly basis.
Compared to other credit cards with similar systems, the fees charged by the OpenSky ® Secured Visa ® Credit Card are relatively low and reasonable.
The annual fee for this credit card is $35 USD, and the APR is a standard variable rate of 20.39%. The OpenSky ® Secured Visa ® Credit Card does not have an introductory APR offer.
For international transactions, there is a flat fee of 3% per transaction.
How Does the OpenSky ® Secured Visa ® Credit Card Work?
One unique feature of this credit card is the ability to set your own credit limit!
By making a security deposit of at least $200 (up to a maximum of $3,000), you can determine the credit limit for your card.
If you consistently make on-time payments, your credit limit can be increased within the first six months!
If you decide to close your OpenSky ® Secured Visa ® Credit Card account, you can reclaim the deposited amount. However, it is crucial to meet all the requirements of this credit card.
Who is Eligible to Apply for the OpenSky ® Secured Visa ® Credit Card?
To apply for the OpenSky ® Secured Visa ® Credit Card, you must be of legal age in the United States and its territories. Additionally, you need to have an active and valid social security number.
You also need to provide an active US address in order to apply for this credit card.
Unlike other credit cards, you are not required to have a bank account or an established credit history to apply for the OpenSky ® Secured Visa ® Credit Card.
How to Apply for the OpenSky ® Secured Visa ® Credit Card?
Applying for the OpenSky ® Secured Visa ® Credit Card is a simple process that can be done through the website linked in the button below.
Once you access the “Apply Now” page, you will be directed to a form where you will need to provide some personal information.
The form will ask for your first and last name, age, valid address, social security number, phone number, and email address.
After completing all the required fields, you will need to accept the terms of use. If you meet the eligibility criteria for this credit card, you will receive an immediate notification!
OpenSky ® Secured Visa ® Credit Card vs. Oportun ® Visa ® Credit Card
Both the OpenSky ® Secured Visa ® Credit Card and the Oportun ® Visa ® Credit Card offer quality services to help cardholders rebuild their credit history.
Pros of OpenSky ® Secured Visa ® Credit Card
- No credit history check
- Reports to major credit bureaus
- Easy membership process
Pros of Oportun ® Visa ® Credit Card
- Reasonable credit limit
- Advanced security features
- No credit history check
How to Apply for the Oportun ® Visa ® Credit Card?
If you are interested in applying for the Oportun ® Visa ® Credit Card, click the button below to access a step-by-step guide. Don’t miss out on this opportunity!
