Learn how to apply for the OakStone Platinum Secured Mastercard® credit card
Obtain a quick and easy step-by-step guide to acquire your OakStone Platinum ® Secured Mastercard ® credit card.
Introducing the OakStone Platinum Secured Mastercard® Credit Card: Everything You Need to Know
Discover the OakStone Platinum Secured Mastercard® credit card designed to help users achieve financial success and gain control over their lives.
The OakStone Platinum Secured Mastercard® credit card provides various forms of support to help users establish a positive credit history. In this article, we will explore how you can acquire this card and leverage its benefits to meet your financial goals.
Compared to other credit cards in the same segment, the OakStone Platinum Secured Mastercard® offers reasonable charge rates that align with the needs of its users.
With an annual fee of $49 USD, this card is in line with the industry standard. Furthermore, the APR ranges from 9.99% to 13.99%, which is significantly lower than the average in the credit card market.
One unique feature of the OakStone Platinum Secured Mastercard® is its usability outside the US and territories. While there is a small fee of 3% per transaction made abroad, this card provides convenience and flexibility for international purchases.
Another advantage is that there are no processing or maintenance fees associated with the OakStone Platinum Secured Mastercard® credit card.
This card allows you to set your credit limit. By providing a refundable secure deposit ranging from $200 to $5,000, you are not just paying for card usage, but also defining your credit limit.
The OakStone Platinum Secured Mastercard® credit card reports account activity to all three major US credit reporting agencies: Experian, Equifax, and TransUnion. This ensures that your credit history is evaluated, and responsible credit card usage can lead to increased credit limits and opportunities for future purchases.
How Does the OakStone Platinum Secured Mastercard® Credit Card Work?
As mentioned earlier, the OakStone Platinum Secured Mastercard® functions through a refundable secure deposit, which allows users to define their credit limit based on their deposit amount.
This card offers services at rates below the market average, making it a beneficial choice for individuals looking to improve their credit score.
Using the OakStone Platinum Secured Mastercard®, you can make day-to-day purchases as well as extraordinary purchases, including those made outside the United States and territories.
The application process for this credit card is quick and simple, with a fast response provided after submission.
Who is Eligible to Apply for the OakStone Platinum Secured Mastercard® Credit Card?
Eligibility for this credit card requires you to be of legal age in the United States and have a valid address in the region. Additionally, you are not required to have a credit history unless you have previously declared bankruptcy.
How to Apply for the OakStone Platinum Secured Mastercard® Credit Card
Applying for this credit card is straightforward and can be done through the service’s official website. You will need to provide your personal information, including your first and last name, address, telephone number, email address, and a valid social security number. The application process is efficient, and you can expect a quick response through your chosen contact channel.
OakStone Platinum Secured Mastercard® Credit Card vs. Oportun® Visa® Credit Card
Both the OakStone Platinum Secured Mastercard® and Oportun® Visa® Credit Card are great options for rebuilding credit scores.
OakStone Platinum Secured Mastercard® Credit Card Pros
- No credit history check
- Easy application process
- Favorable credit limit
Oportun® Visa® Credit Card Pros
- Advanced security features
- Favorable credit limit
- No credit history check
How to Apply for the Oportun® Visa® Credit Card
Learn about the benefits offered by the Oportun® Visa® Credit Card and find out how to apply by clicking the button below.
