Learn how to apply for the Net First Platinum credit card
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Interested in the Surge Platinum Mastercard credit card? Here’s what you need to know.
If you are attracted to the advantages of the Net First Platinum credit card, you may be interested in learning more about it.
The NetFirst Platinum Card, offered by Horizon Card Services, offers a range of benefits. These include a 0% APR on purchases, an unsecured credit limit of $750, and no credit or employment checks.
The Net First Platinum credit card welcomes all credit types, providing a high chance of approval and a $750 credit line.
Even if your recent financial history is not ideal, submitting an application for the Net First Platinum credit card is worth considering.
The response to your application is incredibly fast, with instant results available upon completion of the easy application process.
Applying for the NetFirst Platinum credit card is simple and convenient. You will need a valid and active U.S. credit card, debit card, savings, or checking account to meet the application requirements.
It is important to note that the Net First Platinum is a charge card, meaning you must pay your balance in full each month and there are no regular APR or interest charges.
Who can apply for the Net First Platinum credit card?
The Net First Platinum is specifically designed for individuals with bad or no credit history.
However, if your goal is to build credit, a secured card may be a better option as the Net First Platinum card does not report to any credit bureau.
How to apply for the Net First Platinum credit card?
The application process for the Net First Platinum credit card is straightforward:
- Visit the Net First Platinum card website.
- Complete the application form, providing your Social Security Number, address, and annual income.
- Review the information for accuracy and submit your application.
You will receive a response within seconds.
If approved, you will gain instant access to your $750 merchandise credit line and other associated benefits.
Is the Net First Platinum credit card worth applying for?
The Net First Platinum credit card is ideal for individuals who:
- Have bad credit or no credit history.
- Desire a convenient payment card that does not require a credit or employment check.
- Want additional benefits such as roadside and legal assistance.
The card is designed to assist those who struggle to obtain credit cards in building credit while enjoying the convenience of shopping at an expansive online outlet.
If your goal is to build or rebuild credit, it may be worth considering other credit cards as the Net First Platinum card does not report to any credit bureau.
7-Day Free Trial
One unique feature of Horizon Services is their 7-day trial period. New cardholders can use their NetFirst Platinum Card to make purchases at the Horizon Outlet during this period.
If they are dissatisfied with the experience, they can cancel their card and only pay for the value of the goods they purchased.
Net First Platinum credit card vs Surge Platinum Mastercard credit card
If your primary focus is to build credit, the Surge Platinum Mastercard credit card is a better choice as it reports to credit bureaus. The Net First Platinum card does not aid in credit building.
Additionally, the Net First Platinum card has a high annual fee of $177.24 and limited purchase options restricted to Horizon. The items available in the store are unbranded, making it difficult to compare prices with other retailers.
Net First Platinum credit card pros:
- $750 merchandise credit line.
- No employment or credit checks required.
- Fast and easy application process.
- Accepts individuals with bad credit.
Surge Platinum Mastercard credit card:
- Available to individuals with less-than-perfect credit.
- Possible credit limit increase after just six months.
- Monthly reporting to the three major credit bureaus.
- $0 fraud liability.
- Free monthly credit score.
