Learn how to apply for the Marriott Bonvoy Bold® Credit Card

Marriott Bonvoy Bold® Credit Card: What You Need to Know

If you’re a fan of the Marriott hotel brand and want a credit card that earns rewards in the Marriott Bonvoy program without an annual fee, the Marriott Bonvoy Bold credit card should be at the top of your list. The card offers several benefits, including no annual fee and automatic Silver Elite status.

One of the main advantages of the Marriott Bold card is that it doesn’t come with an annual fee. Additionally, as a cardholder, you’ll automatically receive Silver Elite status, which comes with its own perks and benefits. Even if you’re not a frequent Marriott guest, the card’s sign-up bonus offer is still worth pursuing.

Despite being a no-fee hotel credit card, the Marriott Bold offers a surprising number of features. Cardholders can benefit from insurance coverage against damage or theft, baggage delay insurance, compensation for lost luggage, and trip delay reimbursement.

Earning Points with the Marriott Bonvoy Bold® Credit Card

Earning points with the Marriott Bonvoy Bold card is straightforward, but it does take time. When you make charges at Marriott Bonvoy properties, you’ll earn 3 Bonvoy points for every dollar spent. Additionally, you’ll earn the standard 2.5 to 10 Bonvoy points per dollar earned through the Marriott Bonvoy program.

All Bonvoy Bold cardholders are upgraded to Silver Elite status, which provides an extra 10% in rewards. For every dollar spent on travel outside the Marriott family, you’ll earn two points. Each additional dollar spent earns you one point. The rewards you earn with the card will be added to your Marriott Bonvoy account each time you receive a statement, keeping your account active and increasing your balance.

Your rewards won’t expire as long as you perform an activity at least once every 24 months, with credit card expenses counting as an activity. New cardholders have the opportunity to earn an additional 30,000 points by completing $1,000 in transactions within the first three months of account opening. Each point is worth 0.7 cents.

Please note that the welcome bonus is not available to individuals who currently hold or have previously held this card or another Marriott credit card within the past 24 months. If you’re interested in saving up your points for high-end redemptions, the Marriott Bonvoy Bold card is a great option.

Who Can Apply for the Marriott Bonvoy Bold® Credit Card?

The Marriott Bonvoy Bold is relatively easier to obtain compared to some high-end travel rewards cards. However, if you have a short credit history or a history of poor credit, you may face difficulties in getting approved. The suggested credit score range for this card is 690 to 850.

How to Apply for the Marriott Bonvoy Bold® Credit Card

If you already have a Chase Login, you can apply for the Marriott Bonvoy Bold card on Chase’s website as a guest, which saves you time. Even if you need to create an account from scratch, the application process is not exceptionally challenging. Simply provide the requested personal information, and wait for Chase to review your application and determine if you qualify for the card.

Is the Marriott Bonvoy Bold® Credit Card Worth It?

For occasional Marriott Bonvoy members who prefer not to have a credit card with an annual fee, the Marriott Bonvoy Bold card is a great choice. It provides the benefits of Silver Elite membership, complimentary travel insurances, and no annual fee.

Marriott Bonvoy Bold® Credit Card vs Discover it® Student Cash Back

Both the Marriott Bonvoy Bold card and the Discover it® Student Cash Back card are excellent options, but they cater to different needs. If you’re a student looking to build credit, the Discover it® Student Cash Back card is a great choice. However, if you’re a working professional who travels frequently, the Marriott Bonvoy Bold card is more suitable.

Marriott Bonvoy Bold® Credit Card Benefits

• No international transaction fees
• The first annual-fee-free Bonvoy Rewards card
• Silver Elite status plus 15 Elite Night credits annually

Discover it® Student Cash Back Benefits

• No annual fee
• Approved even with poor or low credit
• Cashback rewards
• Reports to the three major credit bureaus

How to Apply for the Discover it® Student Cash Back

If you believe that the Discover it® Student Cash Back card may be a better fit for you, be sure to check out our article on the card for more information.

Written by

Claire Harrison