Learn how to apply for the Ink Business Unlimited card

Applying for the Ink Business Unlimited Card

If you’re interested in the Ink Business Unlimited credit card, you’ll be pleased to know that the application process is simple and straightforward. This card is perfect for busy business owners who want a rewards program that is easy to understand. Here are the next steps to get started:

• Head to the Chase bank website and click on “Apply as a guest” if you are not already a Chase customer. Existing Chase customers have the option to apply more quickly.
• Fill out the application form with your information.
• Submit your application and wait for Chase Bank’s response.

Benefits of the Ink Business Unlimited Card

As a cardholder of the Ink Business Unlimited credit card, you’ll enjoy several advantages:

• Receive a $900 bonus cash back after spending $6,000 on purchases within the first three months of account opening.
• Earn unlimited 1.5% cash back rewards on every purchase you make.
• Take advantage of a 0% introductory APR for 12 months on purchases. After that, a variable APR of 15.49%–21.49% applies.
• Pay no annual fee for the Ink Business Unlimited credit card.
• Redeem your rewards for cash back, gift cards, travel, and more through Chase Ultimate Rewards.
• Add employee cards at no additional cost, set individual spending limits, and earn rewards faster.
• Enjoy features like Fraud Protection, Purchase Protection, personalized Account Alerts, and more to monitor and protect your business.
• Redeem your Cashback rewards points for statement credit or direct deposit to most U.S. checking and savings accounts with no minimum redemption requirements.

Who Can Apply for the Ink Business Unlimited Card?

The Ink Business Unlimited credit card is tailored to small-business owners and requires a good to excellent credit score (670 – 850) for approval. It’s a great choice for entrepreneurs who prefer a straightforward rewards program without complicated bonus categories. Additionally, the introductory APR offer makes it an ideal option if you need to make new purchases and pay them off over time.

Is the Ink Business Unlimited Card Worth It?

Before applying for the Ink Business Unlimited credit card, it’s important to consider its features and benefits. While the card offers a 1.5% cash back rewards rate on all purchases, there is a 3% fee for international transactions. The lack of an annual fee and the 0% introductory APR for 12 months on purchases make it suitable for those planning to make a large purchase and pay it off gradually. However, if your business spending aligns more with specific categories, other cards with higher rewards in those categories may be more profitable. It’s worth doing some research to find the best fit for your needs.

Ink Business Unlimited Card vs Citi Secured Mastercard

If you’re new to credit or looking to build your credit, the Citi Secured Mastercard is an alternative to consider. Unlike the Ink Business Unlimited card, the Citi Secured Mastercard is designed specifically for individuals in these situations and focuses on building or improving credit rather than offering rewards or perks. It can be a good choice if you want to avoid distractions and temptations while repairing your credit. If establishing credit is your goal, giving the Citi Secured Mastercard a chance would be beneficial.

Ink Business Unlimited Card Pros:

• Receive a $900 cash back bonus after spending $6,000 within the first three months of account opening
• Earn 1.5% cash back on all purchases
• Enjoy a 0% introductory APR on purchases for 12 months
• Pay no annual fee
• Unlimited rewards without expiration

Citi Secured Mastercard Pros:

• Offers a high rewards rate
• No annual fee
• Requires only a $200 minimum security deposit
• Can qualify with limited or no credit history

Written by

Claire Harrison