How to apply for a First Financial Personal Loan
A detailed guide to applying for a First Financial personal loan and acquiring the funds that will improve your life, with easy-to-follow instructions.
Getting a First Financial personal loan is a simple and convenient process that can be done online. Plus, you have the opportunity to borrow up to $250,000 on an unsecured personal loan with a repayment period of five years.
Below, you’ll find all the necessary requirements and a step-by-step guide on how to apply for a First Financial personal loan. It’s quick and easy!
Who is eligible to apply?
To be eligible for a First Financial personal loan, you must meet the following requirements:
- Be an American citizen or permanent resident
- Be at least 18 years old
- Have a valid Social Security number
- Have a minimum credit score of 660
- For a First Balance Boost loan, you must also have a personal checking account with the bank
How to apply
If you meet all the requirements, you can easily apply for a First Financial personal loan online through the bank’s app or website. If you already have a checking or savings account with First Financial, your loan request can be approved within minutes, and you’ll receive the funds on the same day.
Looking for other options?
If First Financial doesn’t meet your needs, you might want to consider Umpqua Bank’s personal loan offers. Umpqua Bank provides both secured and unsecured personal loans, giving customers the flexibility they need.
Umpqua Bank offers unsecured personal loans, allowing you to borrow up to $100,000. Interest rates start at 12.99% APR, and the repayment term can be up to four years with fixed monthly installments.
If you prefer a secured loan, Umpqua Bank offers loans starting at $1,000, based on the value of your collateral. The interest rates start at 4.16% APR, and the repayment term can be between one and five years.
Why choose Umpqua Bank?
Umpqua Bank’s personal loans come with various benefits, including fast approval and discounts. Unsecured personal loans are typically approved within two days, and the funds are credited to your account within seven to ten business days.
An additional advantage of Umpqua Bank’s loans is the lack of prepayment fees. You won’t be charged any fees for paying off your loan early.
Other advantages include:
- Fixed interest rates
- Flexible repayment terms
- Online application process
- Credit insurance
If you have an Umpqua Bank savings account and set up automatic payment for your monthly loan payment, you can even receive up to a 0.25% discount on the interest rate.
Keep in mind that this discount is only available for clients who consistently pay their loans on time and have an Umpqua Bank account.
Ready to apply for Umpqua Bank’s personal loan?
If you’re interested in applying, click the green button below to check out all the requirements and get approved for an Umpqua Bank personal loan!
