Learn how to apply for the Discover it® Student chrome
Learn how to purchase this card that will enable you to kickstart your credit history in the most optimal manner. Plus, enjoy zero annual fees!
Discover it® Student Chrome Credit Card: Everything You Need to Know
The Discover it® Student Chrome Credit Card is an excellent choice for students who want to establish a strong credit history. This card brings you closer to achieving financial independence and offers numerous benefits.
In this comprehensive guide, we will explore how to apply for the Discover it® Student Chrome Credit Card and the advantages it provides. If you are debating whether this card is right for you, continue reading for all the details.
The Discover it® Student Chrome Credit Card is accepted in 99% of the US and its territories. With this card, you can enjoy top-notch customer service and a rewarding cashback system, all without any annual fees!
As mentioned earlier, the card has no annual fee, and it offers a zero introductory APR rate for the first six months after opening your account. Even after the introductory period, the APR rate remains relatively low compared to similar cards.
With the Discover it® Student Chrome Credit Card, you can build a solid credit history while earning rewards, including a bonus for new cardholders.
This card does not require a positive credit history or any credit history at all.
Bonus for New Discover it® Student Chrome Credit Card Holders
As a new cardholder, you will receive a bonus after one year from the confirmation of your account opening. During this 365-day period, you will earn cashback, and the bonus will double the amount you earned throughout the year. For example, if you accumulated $100 in rewards, you will receive an additional $200!
Cashback System
When you use your Discover it® Student Chrome Credit Card to pay for fuel at gas stations or cover restaurant bills, you will earn 2% cashback. For all other purchases made with the card, you will earn 1% cashback.
This generous cashback system sets the Discover it® Student Chrome Credit Card apart from other cards in its segment, which typically only focus on providing credit history opportunities without additional benefits.
Redeeming Cashback
There are several ways to redeem your cashback balance. You can choose from direct deposit, direct credit on your statement, or eligible in-store purchases. Additionally, you can convert your cashback into a gift card, provided you have a minimum of $5 in rewards.
Who is Eligible to Apply for the Discover it® Student Chrome Credit Card?
To apply for this card, you must meet certain requirements. You must be at least 18 years old, have a US address, and provide a social security number. Proof of school enrollment is also required.
How to Apply for the Discover it® Student Chrome Credit Card
The application process for the Discover it® Student Chrome Credit Card is quick and straightforward. You can apply online through the card service’s website, similar to many credit cards available today.
During the application, you will need to provide personal information such as your full name, social security number, and a valid address. Contact details like your phone number and email address are also required for application updates.
Discover it® Student Chrome Credit Card vs. Amex® Aeroplan® Reserve Credit Card
Both cards offer great opportunities for financial growth, although they have different objectives. One card is ideal for establishing credit history, while the other focuses on providing travel benefits.
Discover it® Student Chrome Credit Card Pros:
- No annual fee
- Cashback system
- Initial bonus
Amex® Aeroplan® Reserve Credit Card Pros:
- Reward system
- Easy membership
- Extensive insurance coverage
How to Apply for the Amex® Aeroplan® Reserve Credit Card
If you are interested in the benefits offered by the Amex® Aeroplan® Reserve Credit Card, which caters to travel enthusiasts, we will guide you through the application process.
Discover how to acquire the Amex® Aeroplan® Reserve Credit Card and explore its advantages.