Learn how to apply for the Discover it® chrome card
Discover how to apply for this card and experience amazing rewards for those who frequently spend at restaurants and gas stations.
Discover it® chrome: A Unique Credit Card with Great Rewards
The Discover it® chrome credit card stands out among its competitors with its unique sign-up bonuses, competitive rewards rates, and minimal fees. It offers extra cash back for dining and gas, making it a great choice for those who frequently spend in these categories.
Let’s explore more about the Discover it® chrome card and how you can apply.
Earning Points and Rewards
The Discover it® chrome card features a cash-back rewards program. You can earn 2 percent cash back on gas and restaurant purchases, up to $1,000 per quarter. After reaching the spending limit, the cash back rate drops to 1 percent. Additionally, you’ll earn 1 percent cash back on all other purchases.
Eligible restaurant purchases include eating in, ordering takeout, and food delivery from a variety of establishments, including full-service restaurants, cafes, cafeterias, and quick food places. Your cash back will be credited to your account after two billing cycles.
You can redeem your cash back for various options, including cashback as a direct deposit or statement credit, gift cards, “Pay with Cashback bonus” at participating merchants, and charity contributions. Discover even offers an advantage when redeeming gift cards, as they can increase in value by 5 to 20 percent depending on the merchant.
Who Can Apply for the Discover it® chrome?
Applying for the Discover it® chrome card requires a good credit score, with a minimum of 670 FICO. While credit card criteria may change, having a credit score within this range increases your chances of approval.
How to Apply for the Discover it® chrome?
To apply for the Discover it® chrome card, visit Discover’s website and complete the online application process. The application may take slightly longer than usual due to its focus on applicants with great credit. After submitting your application, you’ll need to wait for a response from Discover regarding your eligibility for the card.
Is the Discover it® chrome Worth It?
If you frequently spend on gas stations and restaurants and desire a low-maintenance, fee-free card, the Discover it® chrome is a good choice. However, if you’re looking for a versatile card for everyday use or prefer a flat-rate cash-back structure, Discover’s other cards may be more suitable.
Discover it® chrome vs Marriott Bonvoy Bold® Credit Card
If you’re a frequent traveler who spends on gas stations, restaurants, and hotels, the Discover it® chrome and Marriott Bonvoy Bold® Credit Card complement each other. The Discover it® chrome excels in the gas and restaurant categories, while the Marriott Bonvoy Bold® Credit Card offers benefits tailored to hotel stays.
Discover it® chrome Benefits
- No annual fee
- Intro APR period
- Bonus categories
- Cashback fit for travelers
Marriott Bonvoy Bold® Credit Card Benefits
- No international transaction fee
- First annual-fee-free Bonvoy Rewards card
- Silver Elite rank plus 15 Elite Night credits annually
How to Apply for the Marriott Bonvoy Bold® Credit Card?
If you’re interested in applying for the Marriott Bonvoy Bold® Credit Card, you can find detailed instructions in our how-to-apply article.
