How to apply for Discover Bank
No fees needed to earn cash back rewards with no impact on credit score by opening a Discover Cashback Debit account.
Opening a Discover Bank Account: A Guide to Getting Started
Discover Bank is a renowned online institution that offers a wide range of financial products, including deposit accounts, credit cards, personal loans, and student loans.
One of the notable offerings from Discover Bank is its online savings account, which provides a competitive interest rate and no monthly fees. In fact, the interest rate offered is over 5 times the national savings average, making it an attractive option for savers.
Enjoy the Benefits of a Discover Checking Account
Fraud Protection
Discover Bank provides a comprehensive set of features and tools to protect your checking account from fraud. This includes advanced security measures and monitoring systems to safeguard your funds.
Digital Wallets
Pair your Discover debit card with Apple Pay® and earn rewards on qualifying purchases. This allows for convenient and secure transactions with compatible devices and enhances your overall banking experience.
Fee-Free ATMs
Discover Bank provides access to a network of over 60,000 fee-free ATMs nationwide. This allows you to conveniently withdraw cash from your checking account without incurring any additional fees. You can easily locate these ATMs using the ATM Finder feature.
Mobile First Banking
With the Discover® App, you can complete all your banking needs right from your mobile device. The app offers a user-friendly interface and allows you to manage your accounts, transfer funds, and even deposit checks with just a few taps.
Send Money with Zelle
Discover Bank enables you to send and receive money with friends and family using Zelle, a popular peer-to-peer payment platform. This makes it convenient to split bills, pay back loans, or simply send gifts to your loved ones.
FDIC Insured
All checking account deposits with Discover Bank are FDIC-insured up to the maximum amount permitted by law. This means that your funds are protected by the federal government in the unlikely event of a bank failure.
Discover Bank prioritizes account security and maintains a strong code of ethics and business conduct. It offers a seamless web experience and its mobile banking apps consistently receive high ratings from customers.
In addition, Discover Bank stands out for its excellent account offerings and expansive fee-free ATM network. Unlike many traditional banks, Discover Bank does not charge monthly fees or impose overdraft fees.
It’s important to note that Discover Bank primarily operates online and does not have physical branches. However, the extensive ATM network makes it easy to access cash and other banking services.
How to Get Started with Discover Bank
If you’re interested in opening a Discover Bank checking or savings account, the following steps will guide you through the process:
- Visit the Discover Bank website, which you can find here.
- Click on the “Open an Account” button located in the top right corner of the page.
- Select the type of account you wish to open, whether it’s a checking account or a savings account.
- Complete the application form by providing your personal information, including name, address, and social security number.
- Review and agree to the terms and conditions of opening an account.
- Submit your application.
You can also choose to open an account over the phone by calling Discover Bank’s U.S.-based Banking Specialists at 1-800-347-7000. They are available 24/7 to assist you.
If you have any questions or need further assistance, you can refer to Discover Bank’s online banking FAQ or contact their customer service at 1-800-347-7000, which is also available 24/7.
Consider Fifth Third Bank for Your Banking Needs
If you’re looking for other banking options, Fifth Third Bank offers several checking account options to suit your financial needs. One notable example is the Fifth Third Momentum® Checking Account, which is designed to help individuals build strong financial habits and achieve financial wellness in the future.
Key features of the Fifth Third Momentum® Checking Account include:
- No monthly service fee.
- No minimum balance requirement.
- Option for identity theft monitoring.
- Check writing capabilities.
- Access to over 40,000 fee-free partner ATMs.
- Online Bill Pay.
This flagship checking account from Fifth Third Bank provides all the benefits of a standard checking account without any monthly service charges. Additionally, it offers extended deposit time and helps you avoid costly overdraft fees.
If you’re interested in exploring Fifth Third Bank and its offerings, tap the green button below to learn more!
