Learn how to apply for the Citi® Double Cash Card
Check out how to apply for the unique Citi® Double Cash Card, a simple cashback card that sets it apart from the common features.
An Overview of the Citi® Double Cash Card
The Citi® Double Cash Card is known for its straightforward rewards program. While it doesn’t have a fixed 2% cash-back rate, it does offer 2% cash back on all purchases.
When you make a purchase, you’ll receive 1% cash back, and another 1% cash back when you pay off the purchase, as long as you meet the minimum payment requirements.
Unlike other cards, the Citi® Double Cash Card has no bonus categories, meaning every purchase earns the same rewards. There’s also no limit to the number of rewards you can earn, making it a flexible rewards option.
It’s important to note that the cash back is not applicable to returns, cash advances, account fees, interest, or balance transfers.
Earning rewards with the Citi® Double Cash Card is easy as long as you make your payments on time. You have various options for redeeming your rewards, including cash back, travel with Citi, gift cards, and more.
Eligibility for the Citi® Double Cash Card
To apply for the Citi® Double Cash Card, you must be of legal age (18 years old or 21 in Puerto Rico) and in good financial standing. Generally, a FICO Score of 670 or higher is recommended. Additionally, you must be a resident of the United States or its territories.
Applying for the Citi® Double Cash Card
To apply for the Citi® Double Cash Card, visit the card’s website and fill out the application form. You’ll be asked to provide your contact information, residential details, and personal information such as your name and date of birth. You’ll also need to provide your Social Security number and annual salary.
Is the Citi® Double Cash Card Worth It?
The Citi® Double Cash Card offers a competitive 2% cash back on all purchases, making it a valuable option for those looking for a no-fee credit card with simple rewards. The card also offers an introductory APR of 0% on balance transfers for 18 months, making it attractive for those looking to consolidate their credit card debt.
However, for those who prefer more complex rewards systems or frequently make Apple purchases, the Apple Card may be a better choice. The Apple Card offers high rates of cash incentives and integrates seamlessly with Apple Pay.
Comparison: Citi® Double Cash Card vs Apple Card
While the Citi® Double Cash Card offers straightforward cash back rewards, the Apple Card caters more towards Apple users and offers unique benefits such as installment payments for Apple products and convenient integration with Apple Pay.
Benefits of the Citi® Double Cash Card
- No annual fee
- No cash-back cap or maximum amount that can be earned
- Competitive earning rate
- Favorable balance transfer fee
Benefits of the Apple Card
- High rates of cash incentives
- No fees
- Allows for installment payments for Apple products
- Convenient integration with Apple Pay
How to Apply for the Apple Card
If you’re interested in applying for the Apple Card, be sure to check out our comprehensive guide on how to apply for the card.
