Learn how to apply for the Capital One Venture Rewards card
Get rewarded with a 75,000 miles one-time bonus after making $4,000 worth of purchases within 3 months of opening your account.
How to Obtain the Capital One Venture Rewards Card
If you’re interested in the Capital One Venture Rewards card, there are a few steps you can take to obtain it. This card is known for its rewarding features, such as earning points for every purchase and a generous sign-up bonus. Additionally, the redemption process is simple and offers a variety of options for shopping and travel.
Let’s take a closer look at what you can expect as a Capital One Venture Rewards cardholder:
- Earn 75,000 bonus miles after spending $4,000 on purchases within the first 3 months of account opening.
- Get unlimited 2 miles per dollar on every purchase, and additional miles per dollar on hotels and rental cars booked through Capital One Travel.
- Pays an annual fee of $95, which may seem high but is compensated by the card’s advantages and benefits.
- Redeem miles for travel through Capital One Travel or get reimbursed for past travel purchases. No transaction fees for purchases made outside of the United States.
- Rewards do not expire as long as the account remains open, and there is no cap on the number of rewards that can be earned.
Who Is Eligible for the Capital One Venture Rewards Card?
The recommended credit score for this card is good to excellent (690 – 850). Consequently, it may not be suitable for all financial profiles. To determine your eligibility, you can check if you are pre-approved on the Capital One website.
How to Apply for the Capital One Venture Rewards Card
Applying Online
To apply for the Capital One Venture Rewards card, visit Capital One’s website and fill out the online application form. Provide the requested personal, contact, and financial information, review and accept the terms, and submit your application.
Is the Capital One Venture Rewards Card Worth It?
Before applying for the Capital One Venture Rewards card, consider your credit score and willingness to pay the annual fee. This card is most beneficial for individuals who prioritize travel redemptions and frequently make purchases outside of the United States. However, it may not be suitable for balance transfers or financing large purchases due to the absence of a low introductory APR.
Capital One Venture Rewards Card vs Ink Business Unlimited
Comparing the Capital One Venture Rewards card to the Ink Business Unlimited card, both offer interesting cashback policies. The Capital One Venture Rewards card provides a higher cashback percentage of 2% compared to the 1.5% offered by the Ink Business Unlimited card. However, the Capital One Venture Rewards card comes with a $95 annual fee, while the Ink Business Unlimited card has no annual fee.
The Ink Business Unlimited card is particularly beneficial for small business owners seeking simplified rewards. It offers a $750 bonus cashback after spending $7,500 on purchases within the first 3 months of account opening. Additionally, it has a 0% introductory APR for 12 months on purchases, making it an attractive option for entrepreneurs starting a business with minimal cash on hand.
If you’re a detail-oriented entrepreneur looking for the ideal business credit card, it may be worth exploring other credit cards that align more closely with your business’s purchasing profile.
Pros of the Capital One Venture Rewards card:
- 75,000 bonus miles after meeting the spending requirement.
- 2 miles per dollar on all purchases and additional miles on hotels and rental cars booked through Capital One Travel.
- No foreign transaction fees.
- Flexible rewards redemption options.
- Various travel and shopping benefits.
Pros of the Ink Business Unlimited card:
- $750 bonus cashback.
- Earns unlimited 1.5% cashback on all business purchases.
- 0% introductory APR for 12 months on purchases.
- Free employee cards.
- Provides travel and purchase coverage.
