Learn how to apply for the Applied Bank® Secured card
A required companion for individuals seeking a new financial beginning without needing any credit history!
Understanding the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card
The Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card stands out among other credit cards because it doesn’t require a credit history consultation when you apply. This makes it a great option for individuals who may have a negative credit history or those who are new to credit.
If you’re interested in applying for the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card, it’s a fast and easy process. You can learn more about the application process on the card’s website.
One of the unique features of this card is that cardholders can define their credit limit by placing a refundable security deposit, starting at $200 and going up to $1,000. Additionally, cardholders have the option to increase their limit through additional deposits, with a maximum limit of $500.
When it comes to fees, the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card offers lower fees compared to other credit cards. For international purchases, a small fee of 3% will be charged per transaction. The annual fee for the card is $48, which is considered reasonable considering the benefits it offers. The interest rate on the card is fixed at 9.99%.
In terms of security, the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card is equipped with chip technology, providing an extra layer of protection against fraud and theft. Additionally, cardholders can easily access their transaction information through a smartphone app, allowing them to stay on top of their finances at any time.
Who Is Eligible for the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card?
To apply for the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card, you need to be a resident of the United States and have a social security number. You also need to be of legal age in the United States.
How to Apply for the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card
The application process for the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card is simple and can be done online through the card’s website. You’ll need to provide personal information such as your address, name, date of birth, and social security number. Financial information, including your source of income and bank account details, will also be required. Contact information like your email address and phone number will be needed to keep you updated on your account and approval status.
Once you’ve completed the application, you’ll need to wait for a decision. However, it’s generally easy to be approved for the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card.
Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card vs Amex ® Aeroplan ® Reserve credit card
While the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card is a great option for individuals looking to improve their financial situation and build credit, the Amex ® Aeroplan ® Reserve credit card offers additional benefits for travelers.
The Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card’s main advantage is its lack of credit history requirement, making it accessible to more individuals. On the other hand, the Amex ® Aeroplan ® Reserve credit card offers a reward system and travel insurance, making it a better choice for frequent travelers.
Pros of the Applied Bank ® Secured Visa ® Gold Preferred ® Credit Card
– No credit history check
– Easy membership process
– Reasonable rates
Pros of the Amex ® Aeroplan ® Reserve credit card
– Reward system
– Easy membership process
– Travel Insurance
How to Apply for the Amex ® Aeroplan ® Reserve credit card?
If you’re interested in learning more about the Amex ® Aeroplan ® Reserve credit card, including its benefits and how to apply, you can find all the information by clicking the button below.
