Learn how to apply for the American Express® Gold card
Interested in a card that offers incredible rewards? Discover how to apply for the American Express® Gold card immediately!
What should I know about American Express® Gold?
The American Express® Gold card has an exceptional offer for new users. By spending $4,000 on eligible transactions within the first six months of card membership, you can earn a generous introductory bonus of 60,000 Membership Rewards points. This surpasses the perks provided by other competing rewards cards, making it the best Amex Gold card perk to date.
What sets the American Express® Gold card apart is the extended period of six months to meet the spending requirements for the introductory bonus. This is twice as long as the usual time range offered by other rewards cards, giving cardholders more flexibility and time to earn the bonus points.
In addition to the introductory bonus, the Amex Gold card offers ongoing benefits. Cardholders can earn 4 points for every $1 spent at American supermarkets on up to $25,000 in purchases per calendar year. After reaching this limit, the earning rate reverts to 1 point per dollar spent. For travel and other purchases, you can utilize as many additional Amex Membership Rewards points as you’d like.
Cardholders also enjoy up to $120 in annual statement credits for dining and up to an extra $120 in Uber Cash ($10 per month) for Uber rides and Uber Eats orders within the United States. These statement credits significantly reduce the card’s out-of-pocket expenses from $250 per year to less than $10.
The Amex Gold Card is an excellent choice for both travelers and those who prefer staying close to home. Its wide range of bonus categories, attractive introductory offer, and valuable statement credits make it a versatile and rewarding card for various spending habits.
Who is eligible for American Express® Gold?
To apply for an Amex Gold card, you must meet the following requirements:
- Have a credit score of at least 700
- Be at least 18 years old
- Be a citizen or lawful permanent resident of the United States
In addition, candidates for the Amex Gold card must provide their Social Security number, ITIN, or passport.
How to apply for American Express® Gold?
The application process for the American Express® Gold card is conducted online, like many other new economy cards and American Express cards. When applying, you will be required to provide personal information. Due to its premium nature, the application process may take slightly longer than usual but is not overly difficult. After submitting your application, you will need to wait for a brief period while it undergoes review and eligibility assessment. If you are approved, you will receive an email with instructions on how to obtain your American Express® Gold credit card.
Is American Express® Gold worth it?
The American Express® Gold card offers more than just attractive perks. With bonus earning rates on dining out and American supermarket purchases, it is an excellent card for most food-related expenses. Furthermore, the annual statement credits of up to $120 for dining and up to $120 in Uber Cash make it easier to offset the $250 annual fee. The current welcome bonus is one of the best offers available for this card, making the American Express Gold Card one of the top reward cards in the market.
American Express® Gold vs Delta SkyMiles® Reserve
Choosing between the American Express® Gold and Delta SkyMiles® Reserve depends on the profile and preferences of the applicant. If you are a dedicated Delta SkyMiles® fan and primarily travel with them, the Delta SkyMiles® Reserve card would be the ideal choice. On the other hand, if you travel with various airlines and prioritize expenses on restaurants, Uber, and similar categories, the American Express® Gold card would better suit your needs.
American Express® Gold Benefits
- Opportunities to earn significant rewards
- Possibility of transferring points to numerous partners
- Free addition of up to 5 authorized users each year
- Choice between regular and rose gold versions
Delta SkyMiles® Reserve Benefits
- Rapid rewards earning rate
- No charge for checked luggage
- Priority boarding
- Companion advantage
- Access to private lounges
How to apply for Delta SkyMiles® Reserve?
If you are interested in the benefits offered by the Delta SkyMiles® Reserve card and want to apply, refer to our article specifically dedicated to the application process for this card.
