First National Bank of Pennsylvania review

Customers can choose an account that suits their needs and preferences as FNB offers 5 checking account options.

Discover the Benefits of First National Bank of Pennsylvania Accounts!

With its rich history and strong presence in the banking industry, the First National Bank of Pennsylvania (FNB) has become a prominent institution since its establishment in 1864 in Greenville, Pennsylvania. Over the past 150 years, FNB has evolved from a rural bank into the second largest bank based in Pennsylvania by assets.

In recent years, FNB has further enhanced its position through mergers with Howard Bancorp, Inc. and UB Bancorp, expanding its reach in the Mid-Atlantic and North Carolina. Currently, the bank boasts total assets exceeding $44 billion and operates approximately 350 banking offices.

FNB offers a wide network of over 260 ATMs in Pennsylvania and Northeast Ohio, ensuring convenient access to banking services for its customers.

Discover First National Bank of Pennsylvania Checking Accounts

1. eStyle Account

Benefits designed to fit your style:

  • No overdraft fees.
  • No paper checks.
  • Free Visa debit card with free Apple Pay, Samsung Pay, or Google Pay.
  • Surcharge-free cash access at more than 1,350 FNB ATMs.
  • Convenient and free deposits at FNB branches, ATMs, or through Mobile Banking.

Bank On certification:

  • Provides safe and affordable financial products and services.
  • Meets Bank On’s rigorous national standards, which address challenges faced by unbanked or underbanked consumers.

No monthly service charge with one of the following:

  • At least one deposit each statement cycle.
  • 5 customer-initiated transactions each statement cycle.

2. eStyle Plus Account

Benefits designed to fit your style:

  • No overdraft fees.
  • No paper checks.
  • Free Visa debit card with free Apple Pay, Samsung Pay, or Google Pay.
  • Surcharge-free cash access at more than 1,350 FNB ATMs.
  • Convenient and free deposits at FNB branches, ATMs, or through Mobile Banking.
  • Refunds on fees for ATM transactions at non-FNB locations, up to 4 times per statement cycle.
  • Refunds on ATM fees charged by other institutions, up to $12 per statement cycle.
  • Earn interest on balances $0 – $2,500.

No monthly service charge with one of the following:

  • $1,000 or more daily balance in this account.
  • $25,000 in combined daily balance for the preceding month in any FNB accounts.

3. Freestyle Checking

Benefits designed to fit your style:

  • No minimum balance requirement.
  • No monthly fees when you sign up for free Online Statements.
  • Free Visa debit card with free Apple Pay, Samsung Pay, or Google Pay.
  • Surcharge-free cash access at more than 1,350 FNB ATMs.
  • Unlimited check writing.
  • Convenient and free deposits at FNB branches, ATMs, or through Mobile Banking.
  • Fast and free Online Banking, Mobile Banking, and Telephone Banking.

4. Lifestyle Checking

Benefits designed to fit your lifestyle:

  • Earn interest on balances of $2,500 or greater.
  • Free 3″ x 5″ safe box.
  • Free paper and online statements.
  • Free first order of checks.
  • Free Visa debit card with free Apple Pay, Samsung Pay, or Google Pay.
  • Surcharge-free cash access at more than 1,350 FNB ATMs.
  • Unlimited check writing.
  • Convenient and free deposits at FNB branches, ATMs, or through Mobile Banking.
  • Fast and free Online Banking, Mobile Banking, and Telephone Banking.

No monthly service charge with:

  • $1,000 or more average daily balance in this account.
  • $10,000 combined average daily balance for the preceding month in any FNB accounts.

5. Premierstyle Checking

Premierstyle Checking offers a world of benefits to those who have developed a deeper relationship with FNB. As a token of appreciation for their business, the bank provides the best benefits, rewards, and savings.

Key Account Details:

  • Earn interest on balances of $1,000 or greater.
  • Earn higher interest with higher balances.
  • Free FNB custom checks.
  • Unlimited check writing.
  • Free stop payment requests.

Learn How to Apply for a First Citizens Bank Account

Now, let’s take the next step and learn how to apply for your First National Bank of Pennsylvania checking account.

Claire Harrison
Written by

Claire Harrison