Discover it® Student chrome full review
This card is perfect for individuals initiating their financial journey and seeking a card that can assist them in this endeavor!
All You Need to Know about the Discover it ® Student Chrome Credit Card
If you’re a recent high school graduate looking for financial independence, the Discover it ® Student Chrome Credit Card is worth checking out. This card offers a range of benefits to help you start building a positive credit history. Read on to discover more about the card’s advantages and how to apply.
The Discover it ® Student Chrome Credit Card is widely accepted, with a reach of 99% across the United States and territories. By using this card, you can establish a strong credit history while earning rewards and cashbacks!
Fees Associated with the Discover it ® Student Chrome Credit Card
If you’re new to credit cards, it’s important to understand that they often charge fees for their services. However, with the Discover it ® Student Chrome Credit Card, you won’t have to worry about annual fees as there is no fee for card usage. That’s right, the annual fee is $0!
The card also offers an introductory APR of 0% for the first six months after opening the account. After this period, the APR will range from 15.99% to 24.99%.
For balance transfers, the initial APR is 10.99% for the first six months from the date of the first transfer. Afterward, the rate will be 15.99% to 24.99% based on your creditworthiness.
The APR for cash advances is 27.99%.
For more information on fees, please refer to the Discover it ® Student Chrome Credit Card website.
With the Discover it ® Student Chrome Credit Card, you can earn rewards while building your credit history. Keep reading to find out more about this fantastic benefit.
How Does the Discover it ® Student Chrome Credit Card Work?
The Discover it ® Student Chrome Credit Card aims to make it easy for potential cardholders to acquire the card. The goal is to help you establish a positive credit history. All the transactions you make with this card will be reported to the three major credit agencies in the United States and territories, ensuring a strong financial future.
What Benefits Does the Discover it ® Student Chrome Credit Card Offer?
New Holder Bonus
One of the key benefits of the Discover it ® Student Chrome Credit Card is the bonus for new cardholders. After your first year of having the card, you’ll receive double the amount you earned in cashback during that year. For example, if you earn $50 in cashback within the first year, you’ll receive $100 after completing 365 days!
Cashback System
With this card, you’ll earn 1% cashback on all purchases. Additionally, when you use your card to pay for car-related expenses or restaurants, the cashback doubles to 2%.
Redeeming Rewards
You can redeem your cashback through various options, including direct credit on your statement, direct deposit, or credit at eligible stores like Amazon.com. For gift cards, a minimum rewards value of $5 is required.
How to Apply for the Discover it ® Student Chrome Credit Card
If you’re interested in applying for this card, we have a dedicated article that provides step-by-step guidance. Click the link below to access the article and get all the information you need.
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