Credit One Bank American Express® Card full review
Discover how to obtain the Credit One Bank American Express® Credit Card and enjoy global security with this card.
The Credit One Bank American Express ® Credit Card: Everything You Need to Know
The Credit One Bank American Express ® Credit Card is an excellent choice for individuals seeking a secure and reliable credit card service. With its national and international travel benefits, it caters to frequent travelers.
If you fall into this category, read on to discover the advantages offered by the Credit One Bank American Express ® Credit Card and learn the best way to apply for it!
Fees Associated with the Credit One Bank American Express ® Credit Card
Similar to most credit cards, the Credit One Bank American Express ® Credit Card charges certain fees to provide enhanced and secure services.
The annual fee for the Credit One Bank American Express ® Credit Card is $39 USD.
There are no purchase input APR or balance transfer input APR fees associated with this credit card.
The regular APR is variable and stands at 26.99%.
Holders of this credit card can benefit from a reward rate, allowing them to earn 1% cash back on all purchases.
This translates to receiving 1 cent for every dollar spent on purchases.
Redeeming the accumulated cash back is only possible through automatic statement credits to your Credit One Bank American Express ® Credit Card account.
How Does the Credit One Bank American Express ® Credit Card Work?
The Credit One Bank American Express ® Credit Card is designed for individuals who prioritize security for their bank details, financial information, and personal data in a credit card.
Furthermore, it offers travel-related insurance applicable both domestically and internationally.
The credit card provides a state-of-the-art fraud and theft protection system, safeguarding against potential risks associated with its use.
In the following sections, you will learn about the insurance and security measures unique to the Credit One Bank American Express ® Credit Card and the advantages it extends to cardholders.
What Benefits Are Provided by the Credit One Bank American Express ® Credit Card?
Travel Insurance
The Credit One Bank American Express ® Credit Card offers a range of insurance options to address diverse situations. Here are the insurance offerings:
Car rental damage or loss insurance can be activated by using your Credit One Bank American Express ® Credit Card for payment and declining the protection offered by the car rental agency.
When purchasing plane tickets with this credit card, you automatically receive travel accident insurance that covers you and eligible passengers up to $150.00 USD. This coverage applies universally on journeys by plane, bus, or ship and encompasses cases of death or eligible disability.
Travel Discounts
The Credit One Bank American Express ® Credit Card grants cardholders access to special rates and discounts on eligible travel, including up to 10% off flights booked through Delta Air Lines and up to 25% off car rentals and discounted hotel rates.
Purchase Protection
In instances where unexpected issues arise with your purchases, the Credit One Bank American Express ® Credit Card provides various forms of protection.
For purchases worth up to $10,000, you receive an extended warranty of 12 months or less.
In the event of damage or theft of a purchased item, the Retail Protection policy covers the item for up to $1,000 within the first 90 days of acquiring it.
Additionally, the Credit One Bank American Express ® Credit Card offers return protection, allowing reimbursement of the costs associated with purchases that merchants refuse to accept returns on. This protection covers up to $300 per item and $1,000 per year.
How to Apply for the Credit One Bank American Express ® Credit Card
Discover step-by-step instructions on obtaining a Credit One Bank American Express ® Credit Card in our exclusive guide.
The guide provides detailed information and ensures a quick application process. Don’t waste any time!
