City National Bank review
Manage your everyday financial needs efficiently with a simple and convenient Personal Checking account.
Discover the Benefits of City National Bank Accounts
City National Bank has established itself as a trusted institution with a 60-year legacy. Their commitment to personalized service and community support has made them one of the top-rated community banks in the country.
Offering a wide range of premier financial services, City National Bank strives to provide innovative products and superior customer service to its community. With over 70 locations across the US, they offer concierge-style banking, trust, and investment services.
Currently operating with 72 branches in 8 states, City National Bank has a significant presence in California, New York, Nevada, Georgia, and Tennessee. Their services include personal banking, credit cards, business banking, and retirement planning, among others.
Let’s explore the different account options City National Bank has to offer.
Preferred Platinum Checking
The Preferred Platinum Checking account offers several benefits, including complimentary wealth planning and increasing interest rates based on your balance. Other perks include discounts on wealth advisory programs, waived fees on Individual Retirement Accounts (IRA), unlimited commission-free online equity trades, and lending discounts.
Additionally, this account allows free withdrawals at non-City National ATMs and provides surcharge rebates. By opening a Preferred Platinum Checking account, you gain access to the Preferred Banking relationship, which includes complimentary wealth and retirement planning, cash flow advice, and investment management.
Premium Checking Account
The Premium Checking Account is an interest-bearing checking account that comes bundled with up to three additional accounts and various services. The monthly maintenance fee for this account is $35 but can be waived with combined qualifying balances of $50,000 or more. It also offers interest rate increases based on your balance and waives the first year’s annual fee on a new Personal Line of Credit.
Personal Checking Plus
With the Personal Checking Plus account, you can enjoy benefits such as no monthly maintenance fees on a savings or money market account. The account requires a monthly maintenance fee of $25, which can be waived by maintaining combined qualifying balances of $7,500 or more or through direct deposits totaling $2,500. The account also provides fee-free ATM withdrawals at non-City National Bank ATMs and access to cashier’s checks at no additional cost.
When choosing a checking account from City National Bank, you can select the one that best fits your financial needs. All of City National Bank’s checking account offerings are FDIC insured, providing you with peace of mind.
Requirements to Open an Account
To open a personal checking account at City National Bank, you will typically need the following documentation:
- Social Security number
- Driver’s license or state ID
- Home address
- Debit card or account information for funding your new account
Existing clients can conveniently open a checking account online through City National Online®, while others can reach out to City National Bank and connect with a dedicated Relationship Manager for assistance in opening an account.
The balance required to waive the monthly maintenance fee may vary depending on the specific type of checking account chosen.
Customers can apply for City National Bank checking accounts online through the bank’s website, streamlining their banking experience and allowing them to manage their accounts with ease anywhere and anytime. For more information, visit the City National Bank website.
Learn How to Apply for a City National Bank Account
Now that you’ve explored the account options, let’s take the next step and learn how to apply for your City National Bank checking account. The application process will guide you towards establishing your banking relationship with City National Bank.
