Citi Custom Cash℠ card full review

For individuals seeking to maximize their money, the ideal choice is the Citi Custom Cash℠ Card.

Discover the Benefits of the Citi Custom Cash℠ Card

Citi Custom Cash card illustration.

The Citi Custom Cash℠ Card is a rewards card that offers various ways for users to earn, including cashback. It is the perfect card for those who want to maximize their purchasing power and see the value of their money increase!

In addition to these benefits, the card comes with no annual fee, making it an affordable option for cardholders.

To attract and reward new customers, the Citi Custom Cash card offers a new member bonus. Cardholders can earn $200 back after making $1,500 in purchases within the first six months of opening the account.

This card makes everyday purchases more rewarding and exciting. Unlike other cards, it offers financial returns on daily expenses that can accumulate over time. If you’re looking for a card that offers flexible rewards, the Citi Custom Cash card may be exactly what you need.

How Does the Citi Custom Cash℠ Card Work?

The Citi Custom Cash card stands out for its diverse range of rewards, allowing all types of customers to benefit from its services without being limited to specific categories.

With this card, you can earn rewards on everyday purchases across 10 categories. These categories include grocery stores, restaurants, gas stations, streaming services, and more. By using this card, you can make the most of your money and invest the rewards into other expenses while building your credit history.

Cardholders can earn 5% back, up to $500, in the highest spending category, and 1% back in all other categories.

Redeeming rewards is easy with the Citi Custom Cash card. You can choose from the following options:

  • Credit Statement
  • Travel
  • Direct deposit
  • Credit Statement
  • Check

Fee Structure of the Citi Custom Cash℠ Card

The fees associated with the Citi Custom Cash card are minimal compared to other similar cards. As mentioned earlier, this card has no annual fee.

For the first 15 months, there is a 0% introductory APR on purchases and balance transfers, providing over a year of fee-free borrowing. After this period, the variable APR ranges from 16.99% to 26.99%.

The foreign transaction fee for this card is only 3%.

Additional Benefits of the Citi Custom Cash℠ Card

Alongside the aforementioned benefits, the Citi Custom Cash card offers additional perks such as cell phone protection, damage and theft protection, a complimentary three-month DashPass subscription, and a $5 monthly Lyft credit after taking three trips within a month.

New cardholders can also take advantage of a sign-up bonus. By spending $1,500 within the first six months after account opening, customers can earn $200 back in the form of 20,000 ThankYou Points. These points can be redeemed across various markets.

Access to the Citi Entertainment Program:

The Citi Custom Cash card gives cardholders access to the Citi Entertainment Program. This platform offers a wide range of culinary, musical, sporting, artistic, and cultural events for cardholders to enjoy.

How to Apply for the Citi Custom Cash℠ Card

Applying for the Citi Custom Cash card is a simple and quick process. To learn more about how to apply and compare this card to others, click the button below.

Don’t miss out on the opportunity to make the most of your money with this perfect card for your financial goals!

Claire Harrison
Written by

Claire Harrison