Capital One Walmart Rewards card full review
Discover the benefits of the Capital One Walmart Rewards Mastercard credit card with no annual fee! Take a look now.
Get the Scoop on the Capital One Walmart Rewards Mastercard Credit Card
Looking for a credit card that not only allows you to spend but also helps you maximize your rewards? The Capital One Walmart Rewards Mastercard credit card might be the perfect fit for you. This comprehensive guide will walk you through all the benefits, fees, and application process for this card, ensuring you have all the information you need.
Understanding the Fees
One of the biggest attractions of the Capital One Walmart Rewards Mastercard credit card is its $0 USD annual fee. You can earn rewards without paying a hefty fee just for having the card.
The regular APR for this card can vary between 17.99% to 27.74%, depending on your creditworthiness. The APR for balance transfers is also 17.99% to 27.74%, based on the Prime Rate. Cash advances have an APR of 27.74%. Additionally, there is a transaction fee of 3% on each balance transferred.
If you’re concerned about fraud, the Capital One Walmart Rewards Mastercard credit card has you covered. The card offers zero fraud liability, meaning you won’t be held responsible for any fraudulent purchases if your card is lost or stolen.
How Does the Capital One Walmart Rewards Mastercard Credit Card Work?
With the Capital One Walmart Rewards Mastercard credit card, you have access to a mobile app that allows you to track your transactions, pay your bill, and check your balances anytime, anywhere. The app, called Capital One, is available for both iOS and Android devices.
In addition to its convenient mobile app, this credit card also prioritizes security. You can make purchases with peace of mind, knowing that the card is equipped with robust security features to protect against fraud.
To apply for the Capital One Walmart Rewards Mastercard credit card, you need to have a positive credit history. This ensures that the credit card is available to individuals with a good credit standing.
Unlike other credit cards in the same segment, the Capital One Walmart Rewards Mastercard credit card offers several forms of rewards, including an introductory bonus for new cardholders. You’ll find more information on how the rewards system works and how to redeem them in the next section.
Discover the Benefits of the Capital One Walmart Rewards Mastercard Credit Card
In this section, we’ll delve into the benefits offered by the Capital One Walmart Rewards Mastercard credit card.
Cash Back Redemption Reward System
When you shop on Walmart.com using your Capital One Walmart Rewards Mastercard credit card, you’ll receive 5% cash back on your purchases, which includes expenses for withdrawal and delivery during the first six months of opening your account.
For purchases made at Walmart physical stores, restaurant payments, and plane tickets, you’ll receive 2% cash back. Everywhere else you use your card, you’ll earn 1% cash back.
Redeeming Your Rewards
Redeeming your rewards is a breeze. You can choose to receive a check that can be applied as a statement credit, covering a purchase made with your Capital One Walmart Rewards Mastercard credit card. Additionally, you have the option to redeem your rewards for gift cards from Walmart and other eligible stores. If you’re planning a trip, you can even redeem your rewards for travel and plane ticket purchases.
How to Apply for the Capital One Walmart Rewards Mastercard Credit Card
Ready to apply for the Capital One Walmart Rewards Mastercard credit card? Click the button below to learn more about the easy and speedy application process.
