Boodle Payday Loans Full Review

Loan up to R8,000 with responsible lending


With Boodle, you can qualify and apply to receive up to R8,000 in an easy and fast personal loan to ‘start smiling again’ as the brand itself says.

Boodle’s communication and marketing strategy use the ‘smile’ motif as the brand’s hook. In this way, it works with the intention of bringing back smiles to the faces of its customers.

Therefore, the brand’s responsible loan services are supervised by the National Credit Act 34 of 2005, with transparency in interest rates and credit format.

Thus, Boodle’s loans can serve various simpler purposes, such as medical emergencies and more urgent payments. This is because the platform’s initial contact offers up to R6,000, ideal for a payment strategy in a few days for credit maintenance.

If you need more information, keep reading.

Who is Boodle?

Fast and easy personal loan platforms on the internet have greatly streamlined access to credit, mainly by saving time and energy that would be spent going to physical stores. Boodle offers a simplified loan after completing the brand’s service form, valuing customer experience through a human company.

That’s why the brand offers different contact methods, such as email [email protected] or the phone number 0861 266 353 to answer calls. WhatsApp, Facebook, and Instagram channels also facilitate communication.

Boodle PayDay’s website has a user-friendly selector right on the homepage, bringing a graph where the client can input the amount and repayment time. Thus, with this easy command through optimized design, the client can instantly know the conditions and amounts for the loan.

This is because Boodle values clarity and transparency with its customers at all times. Therefore, if you have a genuine interest in a personal loan, it’s worth checking out Boodle’s work in South Africa.

How do Boodle Loans work?

Boodle’s service provision works similarly to other brands in the financial resources sector. As the brand itself establishes itself, the responsible lending offered by Boodle aims to meet all the customer’s needs.

To start the process, you need to choose the desired amount. While the beginning may have higher limits, with more time on the platform, it’s possible to request up to R8,000 with Boodle’s proposal. After filling out the application form, which takes only a few minutes to complete, Boodle conducts a credit check to provide an offer. According to the brand, after credit approval, the customer receives the money in their account within 10 minutes! Repayment plans can be made in days or months, offering different interest rates to create a complete package.

What are the benefits of applying for a personal loan at Boodle?

See the main benefits of Boodle:

1. Customer Service

One of Boodle’s main focuses is to offer premium customer service. In this sense, the platform not only provides the form and that’s it, but it also has a complete range of contact methods.

In this regard, Boodle provides the phone, email, and website forms. In addition, social media also functions as a means of connection between the brand and its customers. Therefore, when contracting a personal loan with Boodle, the customer will have plenty of support to ask questions and solve problems.

2. Boodle Smilerank

For first-time customers, Boodle offers a limit of R6,000. However, for older customers, the loan amount can increase. This is because Boodle offers the Boodle Smilerank, a scoring and rewards system to reward the most regular users of the platform. If the customer pays on time, Boodle offers the amount of loan they can take in a kind of gamification with smile icons. Each smile allows for 4,000 in a month. And once it reaches the rating of 5 smiles, it can borrow R8,000 in six months with easy approval. In addition, Boodle’s algorithm is highly optimized to identify the customer’s needs. In cases of difficulty paying, the system itself will suggest lower amounts.

3. Easy and Optimized Application

Boodle’s platform offers a ‘smile-o-meter’ that sets the values and deadlines directly, with the customer knowing exactly how much to borrow and for how long. In this sense, interest and fees are also calculated before the registration process even begins. The quotes last for five business days. In addition, the brand seeks to create a very transparent relationship with the customer, providing feedback and requesting permission for the credit bureau check.

Possible Drawbacks

The loan amounts may be a hindrance for users, especially for those seeking higher values, as R4,000 may be insufficient. The credit check can also prevent access to the loan for users with a negative credit history since the platform makes it clear that it performs a thorough verification of the situation.

How to Receive a Boodle Loan?

If you want to contact Boodle Loan for your next loan, you can get more information before applying.

Written by

Claire Harrison