Bank of Hawaii review

Discover the Benefits of a Bank of Hawaii Account

Established in 1897 by Charles Montague Cooke and a group of local businessmen, the Bank of Hawaii has a rich history of serving the financial needs of the Hawaiian Islands. Today, it has grown into a reputable institution operating not only in Hawaii but also on the U.S. mainland and in the Pacific region. Offering a wide range of services including personal banking, business banking, wealth management, and investment services, the Bank of Hawaii is committed to providing innovative financial solutions while supporting the communities it serves.

Bank of Hawaii Checking Accounts

The Bank of Hawaii offers five different checking account options to suit the needs of its customers. Let’s take a closer look at each of them:

Convenience Checking

Enjoy the freedom of banking whenever and wherever you want with the Convenience Checking account. This account provides the convenience of mobile and online banking, allowing you to manage your finances on your terms. Key features of this account include:

• No minimum balance requirement.
• A $3.25 monthly service fee, which can be waived by enrolling in online statements.
• A low $25 minimum opening deposit.
• Multiple payment options with the Bank of Hawaii Visa Debit Card¹ or checks.
• Opportunity for an upgrade to the Bankoh Hawaiian Airlines Visa Debit Card.

Take advantage of mobile and online banking to access your account conveniently:

• Check your balances 24/7.
• View your transaction history.
• Transfer funds.

EASE by Bank of Hawaii

EASE (Electronic Access System Enhanced) account is designed for those who prefer a paper-free and check-free banking experience. With no overdraft fees and a host of convenient features, this account offers simplicity and ease of use. Key features of the EASE account include:

• No overdraft fees.
• $3.25 monthly service fee.
• Low $25 minimum opening deposit.
• No minimum balance requirement.
• No check writing to prevent bounced checks.
• Access to funds with your EASE by Bank of Hawaii Visa Debit Card.

Bankohana

Bankohana is the Bank of Hawaii’s premier family of accounts, designed to help customers optimize their finances and enjoy exclusive banking benefits. This account consolidates an individual’s accounts into one manageable package, offering various benefits based on the selected account level. Key features of the Bankohana account include:

• Three different account levels to choose from based on individual needs.
• Additional benefits and services at each account level.
• Flexible options to supplement accounts with optional savings or CD accounts.
• Earn bonus interest on top of regular interest by actively saving.
• Waived monthly service fee with $50,000 in combined Bankohana balances at Level III.
• Interest-bearing account.
• Fees waived on Non-Bank of Hawaii ATMs.

Choose from the range of Bank of Hawaii account options and experience peace of mind. If you have any questions or inquiries about the bank’s products, a representative can be reached at 808-643-3888. Account self-service is available 24/7, with representatives accessible from 6 a.m. to 9 p.m., seven days a week.

Learn How to Apply for a Bank of Hawaii Account

Ready to open a Bank of Hawaii checking account? Here’s a step-by-step guide to help you through the application process:

Written by

Claire Harrison