The Assent Platinum Mastercard Secured Credit Card full review
Access the article now to explore the advantages of The Assent Platinum Mastercard Secured Credit Card.
Understanding the Features of the Assent Platinum Mastercard Secured Credit Card
The Assent Platinum Mastercard Secured Credit Card provides individuals with a conveniently accessible credit card option that offers essential services at competitive rates, particularly for those who are looking to rebuild their credit history. In this comprehensive article, you will discover the various benefits and unique features that the Assent Platinum Mastercard Secured Credit Card brings to the table.
Fees Associated with the Assent Platinum Mastercard Secured Credit Card
With the Assent Platinum Mastercard Secured Credit Card, you can expect an annual fee of $49 USD. This fee is considered standard in comparison to other credit cards that also aim to support credit rebuilding efforts.
For the first six months after opening your account, the initial purchase APR is set at 0%. This introductory offer provides a favorable incentive for new cardholders.
The regular purchase APR is variable at 15.24% and is calculated based on the prime rate. Meanwhile, cash advances will have an APR of 21.24%.
If you opt for a cash advance, a transaction fee of 3% or $10 USD, whichever is higher, will be applied for each transaction.
For transactions made in foreign currencies, there is a fixed fee of 3% per transaction in US dollars.
In the event of late payment, a penalty fee of up to $41 will be charged, while the penalty fee for return payments will be up to $29 USD.
These fees make the Assent Platinum Mastercard Secured Credit Card an attractive option for individuals seeking a credit card with essential services that don’t come with excessive charges or fees.
How Does the Assent Platinum Mastercard Secured Credit Card Work?
To establish the credit limit for your Assent Platinum Mastercard Secured Credit Card, you are required to make a minimum deposit of $200 USD and a maximum deposit of $2,000 USD. This deposit also serves as collateral.
If you decide to close your account and ensure that it is up to date, you can have your deposit refunded.
Consistently paying off your Assent Platinum Mastercard Secured Credit Card will allow you to potentially increase your credit limit. It is recommended to make small purchases instead of relying excessively on your credit limit to boost your chances of a limit increase.
The Assent Platinum Mastercard Secured Credit Card is powered by Mastercard, which means it can be used globally in any store that accepts this type of card. This versatility makes it a suitable choice for individuals who frequently travel or make international purchases.
The service’s website highlights that the Assent Platinum Mastercard Secured Credit Card is particularly advantageous for hotel reservations, car rentals, and other similar transactions.
Cardholders have access to their account 24/7, providing unparalleled convenience and flexibility.
Additionally, the Assent Platinum Mastercard Secured Credit Card offers protections such as Zero Liability Protection, ensuring that you are not held accountable for any unauthorized purchases made with your credit card. It also provides identity theft protection, giving cardholders peace of mind.
The subsequent section will discuss the benefits that come with possessing an Assent Platinum Mastercard Secured Credit Card, a credit card that caters to the needs of virtually anyone seeking comprehensive services.
Key Benefits of the Assent Platinum Mastercard Secured Credit Card
The primary advantage of the Assent Platinum Mastercard Secured Credit Card is its easy accessibility, allowing everyone the opportunity to obtain a credit card. Unlike other credit cards, the Assent Platinum Mastercard Secured Credit Card does not require a positive or excellent credit history.
Furthermore, this credit card reports your account activity to the top three credit bureaus in the United States and territories. These agencies evaluate and calculate your moves to impact your credit history positively.
How to Apply for the Assent Platinum Mastercard Secured Credit Card
If you are interested in applying for the Assent Platinum Mastercard Secured Credit Card, click the button below to access an exclusive article that provides detailed instructions on how to apply and determine your eligibility for this credit card. Don’t miss out on this opportunity!
