American Express® Gold full review
If you consider yourself a food lover or an avid traveler, then this review is a must-read. The American Express® Gold card might just be the perfect choice for you!
Discover the Benefits of the American Express® Gold Card
If you’re a food enthusiast and love dining out or ordering takeout, the American Express® Gold Card is a must-have. This card earns 4 points for every $1 spent at restaurants, including takeaways and delivery services like Grubhub or Seamless (in the U.S.).
Additionally, the American Express® Gold Card offers 4 points for every $1 spent at American supermarkets, up to $25,000 in purchases per calendar year. For those who enjoy cooking at home, this feature is ideal. After reaching the spending cap, the card earns 1 point per dollar on supermarket purchases. The accumulated Amex Membership Rewards points can be redeemed for travel and other purchases.
Cardholders who activate their card can also enjoy up to $120 in annual statement credits ($10 per month) for dining and an additional $120 in Uber Cash ($10 per month) for Uber rides and Uber Eats orders within the United States. These benefits essentially reduce the card’s $250 annual fee to less than $10.
With its diverse bonus categories, introductory offer, and statement credits, the Amex Gold Card is an excellent choice for both frequent travelers and those who prefer to stay local. Whether you’re exploring new destinations or enjoying your favorite restaurants, the Amex Gold Card offers valuable rewards and bonuses.
In conclusion, the American Express® Gold Card is perfect for individuals who want to earn significant rewards with their everyday spending while taking advantage of statement credits for dining and ride-hailing services.
To learn more about the incredible benefits of the Amex Gold Card, continue reading our full review.
How Does the American Express® Gold Card Work?
New cardholders of the Amex Gold Card are currently offered 60,000 Membership Rewards points if they make $4,000 in eligible purchases within their first six months of card membership. This welcome bonus exceeds that of several other rewards cards and represents the largest benefit currently available for the Amex Gold Card.
Unlike many other rewards cards, which typically offer a shorter timeframe, cardholders have six months to meet the spending criteria to qualify for the welcome bonus.
This generous offer allows cardholders to earn the bonus with just $667 in monthly spending. Concentrating on dining at restaurants and shopping at U.S. supermarkets will maximize rewards while helping you reach the bonus faster.
In the United States, the Amex Gold Card earns 4 Membership Rewards points for every dollar spent at restaurants, including delivery and takeout. You can also earn bonus points by ordering from Uber Eats, which falls under the 4-point-per-dollar bonus category.
Furthermore, the card offers 4 points for every dollar spent at American supermarkets, up to an annual expenditure of $25,000. After reaching this spending cap, the card earns 1 point per dollar on supermarket purchases. While having no spending cap would be ideal, the $25,000 limit per calendar year still allows for a substantial monthly spending threshold of slightly over $2,000 at American supermarkets.
Benefits of the American Express® Gold Card
As previously mentioned, the American Express® Gold Card offers numerous benefits, making it an appealing choice for travelers and restaurant-goers. Some key benefits include:
- Potential to earn substantial rewards
- Option to transfer points to various partners
- No additional annual fee for adding up to 5 authorized users
- Choice between standard and rose gold variants
How to Apply for the American Express® Gold Card
If you’re interested in reaping the multitude of benefits offered by the American Express® Gold Card, check out our post on how to apply for the card!
